Home > Tag Archives: payday loans (page 3)

Tag Archives: payday loans

I’m Repaying My Debt But Have Payday Loans. – David

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“Dear Steve, i am in 2nd year of credit proposal and got hooked up with wrong person now have pay day loans and at the end of my rope.dont no what to do how can i get out of this mess i make good money but just got to deep. Dont no what to do David” Dear David, Since I ... Read More »

    How Can I Break Free of Payday Loans Without Bankruptcy? – Mary

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    “Dear Steve, payday loans after years in some payday loans now i find myself in a situation that i can’t seem to break free of i tried to work out a payment plan with the three of them it’s like i hit a brickwall. do i have anything to say, i want to pay them off i just need a ... Read More »

      Knocked Hard and Took Out Payday Loans. Husband Now Unable to Work.

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      “Dear Steve, Our family has had several hard knocks lately which has led me to take out several payday loans to the point of paying ALL of my paycheck every two weeks to the lenders. My husband’s check covered our rent, utilities, etc., but he was involved in an accident and is now unable to work. Are there any LEGITIMATE ... Read More »

        I Had Cancer and My Husband Was Unemployed. We Are Struggling With Payday Loans. – Kim

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        “Dear Steve, I will try to be brief: I owe about $12k to installment payday loan companies such as Checkngo. I owe about $2k in medical bills I owe $9k on my car I owe $2k to the IRS (new this year) Credit isn’t great – about 680 but I do have a good job that I’ve been at 6 ... Read More »

          I’ve Got Payday Loans I Don’t Think I’ll Be Able to Pay. – Eddie

          “Dear Damon, I’ve got 5 payday loans from the internet totally $2610 in principal. I’m not late or have any late fees, but its starting to catch up with me and I find myself wondering what to do. Do you have a company you trust or some advice on what I should do? Do you have any suggestions or someone ... Read More »

            What is the Best Way to Handle Payday Loans I Can’t Pay? – Scott

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            I have several payday loans that currently I can’t pay back on time. I have three that are current, within the last 2 months and 2 or 3 that are several years old. I have recently been contacted by 1 of the older payday loan companies for payment. What is the best way to handle these payday loans and get ... Read More »

              My Elderly Parents Were Scammed by a Relative. Now They Are About to Lose Their Home. – Maria

              “Dear Damon, My elderly parents were scammed by a relative without them knowing until the relative died. They were about to lose their home of 20 something years. I could not get a loan to help them because my credit is bad and I am in chapter 13 bankruptcy with 3 more years to go before it is discharged. So ... Read More »

                We Are Over Our Head in Payday Loans. Can a Debt Consolidation Company Help Me? – Laurie

                “my husband and I are in over our head in unsecurred loans/pay day loans. We do not have good credit. This started when he was unemployed, and now is working but we can’t get ahead with THROWING away all this money to payday loans. Do you have any advise? I have talked with a debt consolodation company, and they can’t ... Read More »

                  Payday Loans: How Quick Is A Quick Solution?

                  Average Days Indebted

                  On March 31, 2011 The Center for Responsible Lending put out a publication entitled “Payday Loans, Inc.: Short on Credit, Long on Debt” where they featured a recent study of payday loan borrowers. The CRL tracked 11,000 Oklahoma payday loan borrowers for 24 months from the date of their first loan and revealed their findings in their latest publication. Their ... Read More »

                    Moneymaker Charged With Tricking People Into Seeking Payday Loans Billed Without Consent

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                    Bruce Moneymaker, Mike Smith, Michael Bruce Millerd, Fortress Secured, Daniel de la Cruz, Belfort Capital Ventures, Dynamic Online Solutions, HSC Labs, and Seaside Ventures Trust were all charged with unfairly and deceptively billing consumers without their consent, and not providing promised refunds, in violation of federal law. At the FTC’s request, a federal court temporarily halted the defendants’ deceptive practices ... Read More »

                      Lead Generation Websites Closed Following OFT Investigation in the UK

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                      The Office of Fair Trading in the UK, the near equivalent of the FTC here in the U.S. just announced a crackdown on financial services lead generation sites. In the UK, websites that generate leads must be licensed under the Consumer Credit Act. The sites closed by the government were: www.loansfordisabledpeople.co.uk www.samedayloansforpeopleonbenefits.co.uk www.militaryloans.org.uk www.cashloansforpeopleonbenefits.org.uk www.urgentloansbadcredit.co.uk www.cashtoday.me.uk www.cashpayday.me.uk www.debitcardinstantloans.co.uk www.cashloansunsecured.co.uk www.loansforpeoplewithbadcredit.me.uk ... Read More »

                        BillFloat.com – A Great Alternative to Payday Loans

                        BillFloat - How It Works

                        This year at SXSW I had the pleasure of meeting and hearing Ryan Gilbert from BillFloat.com speak at the “Dawn of the Data: Future of Consumer Lending” panel. Ryan spoke of his service BillFoat.com, an alternative to payday loan lending. I remember sitting in my seat, surrounded by other finance thirsty attendees thinking, “wow, this sounds like a good idea.” ... Read More »

                          TSA Employees More Likely to Have Money Troubles and Bad Credit

                          Payday Rates

                          An awesome tipster (send in your tips here) sent in a recent government report on payday lending contained some interesting facts about the financial health of government security/law enforcement employees. It also contained this gem of a chart showing how banks are profiting more and charging much higher interest rates than payday lenders are. If we use the prevalence of ... Read More »

                            Had Some Financial Trouble and Payday Loans. – Brittany

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                            Had some financial trouble and had a couple payday loans. The payday loans that I had are now unpaid due to a huge unexpected bill. Not long after that I began getting calls from people with heavy indian accents saying that I will be arrested if I don’t pay them money. (one even said I would spend Christmas behind bars). ... Read More »

                              Payday Loans – Scam, Complaint, Review, or Praise?

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                              Please share your experience with this lender and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this lending company. Here are some potential questions you might be able to ... Read More »

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