How Can I Obtain a Payment Plan With My Credit Card Companies? – David

“Dear Steve, I just can’t make ends meet anymore. We are trying to stretch our money but there just isn’t enough to make the minimum payments. How can I obtain a payment plan with credit card companies that I can afford? David” Dear David, It is quite possible that you will not be able to … Read more

Should I Just Tell My Creditors to Sue Me? – Heather

Heather “Dear Steve, Basics: I just turned 40. I’ve been unemployed for about 9 of the last 18 months. Finally have a part time, minimum wage job. Looking for more work but can’t find anything yet. I owe around $12-15,000 in unsecured debt. I agreed to a program with Discover where they reduced my interest … Read more

I Made an Agreement to Pay and then Stopped to Show Them I Was Mad. – Gasper

I apologize in advance for the short response. I am currently away on vacation with limited internet but wanted to give you an answer as soon as possible. Steve Gasper “Dear Steve, I currently owe $2600 on a credit card, which over $800 of it was fees from over a year ago. i went on … Read more