How to Use a Credit Card Without Getting Into Debt

Nobody dreams of waking up buried under 29% APR and a mountain of shame. But here we are—dreading every credit card statement like it’s a jury summons. Here’s the $16,000 truth (yep, that’s the average U.S. household credit card debt): Credit cards aren’t the problem. It’s how we use them that gets us stuck. So, …

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Understanding Types of Debt: Credit Cards, Loans, and Mortgages Explained

Did you know the average American household carries over $6,000 in credit card debt? (Source) Between credit cards, loans, and mortgages. (Want to know What is Consumer Debt?) Figuring out which debts help and which debts hurt can feel overwhelming. Some debt helps you build wealth, while others are designed to trap you in an …

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🗓️ The Debt Payoff Calendar: Your New Best Friend for Crushing Debt (Free Template Included!) 💸

Ever feel like your debt is some kind of evil villain, laughing as you throw money at it every month? 😅 Yeah, me too—been there, done that. But here’s the thing: A debt payoff calendar could be the game-changer you need. This simple, step-by-step debt repayment tool helps you get out of debt faster by …

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