My Farm Business Closed — Am I Personally Liable for the Equipment Loans?
Closing a farm or ranch business doesn’t automatically close the equipment loans. Here’s how personal guarantees, deficiency balances, and Chapter 12 bankruptcy actually work.
Personal Guarantee
A Merchant Cash Advance Company Froze My Bank Account. Here’s What to Do Right Now.
A merchant cash advance company froze your bank account — here’s how to find out why, and the fastest legal paths to get your money back, right now.
Bankruptcy Erased My Personal Guarantee — So Why Can They Still Take My Collateral?
A bankruptcy discharge kills your obligation to pay — but if you pledged collateral, that lien survives. Here’s what the law says and what you can do.
My Business Failed and I Personally Guaranteed the Loan. Here’s What to Do Right Now.
Your business failed and you personally guaranteed the loan? You’re personally liable — but bankruptcy can discharge it. Here’s what to do right now, before you sign or pay anything.
COVID EIDL Personal Guarantee Under $200K: Was Yours Even Required?
SBA rules didn’t require personal guarantees on COVID EIDL loans under $200K. If you signed one and your business closed, an attorney can tell you if it’s enforceable.
Business Debt Collection: How It’s Different From Consumer Debt (And Why That Matters)
Business debt collection follows different rules than consumer debt. The FDCPA doesn’t protect most business debts — here’s what laws do apply and how to protect yourself.
