What Are Personal Loans Used For?

Even the savviest budgeter occasionally runs into a circumstance they’re simply unprepared for, which is where a personal loan may come in handy. Common personal loan uses include covering an unexpected medical expense or home repair or even managing existing debt. Borrowing money vs. paying cash isn’t ideal, but if you need cash ASAP and … Read more

Why Choose a Personal Loan Over a Traditional Loan?

By Jocelyn Baird, NextAdvisor.com There comes a time in many people’s lives when they need more money than they have. Sometimes a credit card can be a quick solution, but there are situations where credit cards just won’t work, and taking out a loan looks like the smartest option. All loans are not created equal, … Read more

I’m Recently Married With Credit Card Debt. Can I Get a Personal Debt Consolidation Loan? – Tiffany

“Dear Steve, I am recently married and have $12,000 in credit card debt. I would like to take out a personal loan with a lower interest rate to get it paid within the next 2 1/2 years…much quicker. My husband is worried that it will affect our credit score and we won’t be able to … Read more