Raised in a Foster Home and Suffering With Bad Credit. – Dwayne

“Dear Steve, As a child i grew up in foster homes. my real parents put bills in my name as i was a child no where in there life. ive tryed hard to overcome the life style i was raised till i was 13 & put in foster care but its just so hard not … Read more

I Have Bad Credit, NSF Fees, and Just Signed Up With CareOne. – Michelle

“Dear Steve, My credit score is 587; due to a collections on my credit report that I forgot about; I called them and they would not take a “settlement” and want all the $$$; of course I am working about paying them off..I messed up my banking account a couple of months ago by $300.00 … Read more

Should I Pay My Old Debts or Just Let Them Fall Off My Credit Report? – Lucas

“Dear Steve, I got laid off about 6 or 7 years ago. During that time, all my accounts; credit cards… loans, personal accounts went into default. Today, over 6 years later, my credit is worse than it has ever been. I believe that all my credit cards,and accounts that went into default fall under “expired … Read more

I’ve Got a Debt Situation. Can You Please Listen? – Noname

Noname “Dear Steve, My situation now seems totally hopeless and I am facing homelessness I am not sure if I am asking a question (or questions) of you or just need you to read and listen, probably a little of both. I am a single/divorced women in her mid-fifties. I was divorced and raised my … Read more