Can I Get a Title Loan While in Chapter 13?
Taking a title loan while your Chapter 13 is active usually needs trustee permission first – and the car you’d pledge may be the plan’s own protected asset.
Predatory lending
They Said Only Federal Loans Can Be Discharged for School Fraud. Some Private Loans Have a Defense Too.
Federal Borrower Defense covers only federal loans. But some private student loan contracts carry a school-fraud defense under the FTC’s Holder Rule – here’s how to check yours.
What Enova Told the SEC About Its Virginia Lending Settlement — $87 Million in Debt Forgiven
Enova’s NetCredit unit denied wrongdoing but forgave $87 million in Virginia loans. Here’s what its SEC filing says and what it means for you.
They Said Getting Paid Early Is Free. Earned-Wage-Access Apps Are Payday Loans in a Costume.
“Getting paid early is free”? Not quite. The cash-advance apps you download carry 109%–367% effective APRs — and 75% of users re-borrow within a day.
I’m Trapped in a Payday Loan Cycle. Here’s What to Do Right Now.
Trapped in a payday loan cycle? Cut off the lender’s access to your account first. Federal rights, state rate caps, and the fastest way out.
NY AG Shuts Down Fake Law Firm That Sent 35,000 Fake-Urgent Letters to Tenants Facing Eviction
Tenants Counsel Network scraped court records, sent fake-urgent letters to 35,569 tenants — signed by a fictitious attorney. Here’s how the scheme worked and what it means.
Maine Just Changed the Medical Debt Rules. Don’t Pay That Hospital Bill With a Credit Card.
Maine just banned wage garnishment and home liens on medical debt. But paying with a credit card strips every one of those protections. Here’s what to do instead.
TurboTax Just Got Sued for Overcharging Soldiers. If You’re Active Duty and Took a Refund Advance, Save Your Paperwork.
A new class action alleges TurboTax refund advance loans blew past the Military Lending Act 36% cap. What active-duty service members need to do right now.
What Is a Confession of Judgment? The MCA Clause That Lets Lenders Skip the Courtroom
Confession of judgment clauses in MCA contracts let lenders freeze your accounts without a hearing. Here’s what they are, which states ban them, and how to fight back.
DOJ Settles $68 Million Predatory Lending Case Against Colony Ridge — Victims Get Nothing
Colony Ridge preyed on Hispanic homebuyers with high-interest seller financing. The $68M DOJ settlement sends zero dollars to victims
