Which of Your Debts is More Important

This article came out from the Federal Reserve Bank of New York. It’s a wonderful look at debt from an analytical point of view. I’m so glad they wrote it. When Debts Compete, Which Wins? Jacob Conway and Matthew Plosser When faced with financial hardship, borrowers might choose to repay some debts while falling behind … Read more

The Weirdest Excuses People Give for Not Paying Their Bills on Time

A few weeks ago, an acquaintance asked me about my job, and upon hearing that I write about budgets and credit cards (and such), she had something she wanted to share. She doesn’t like to pay her credit card bills on time, she told me, because it makes her nervous to see her bank balance … Read more