“Dear Steve, Citi Bank recently raised my interest rate from 9.5 to 29.99, even though I had a perfect payment record. This raised my monthy payment from $300 t0 $750 per month. I called them, and they agreed to return my interest to 9.5 if I agreed to not use my card and allow them …
“Dear Steve, Recently had to take a 30% decrease in my Income, due to this I have maxed out my wells fargo credit card, they also just raised the percentage to 13.44%, Can I negotiate a 50-70% deduction of my Credit card balance and pay it off with out it effecting my credit? can i …
Tracy “Dear Steve, I have recently completed my degree, but cannot find a job in my field. I am working for $9.00 an hour. I unwisely charged $16,000.00 on a credit card-misc. expenses while I was completing my degree. Now I am struggling to pay the minimum, and I have made some late payments-causing the …
