They Said a Company Can Get Your Student Loans Forgiven Faster — For a Fee
No company can get your federal student loans forgiven faster — applying is free at StudentAid.gov, and charging upfront fees is often illegal. Here’s the proof.
RAP plan
The New Student Loan Autopay Discount Locks Out Borrowers in Default — Here’s the Way Back In
The bigger 1% student loan autopay discount skips borrowers in default. Here’s how to get out of default first — and the 2026 consolidation trap to avoid.
SAVE Plan Ruled Illegal: What 7 Million Student Loan Borrowers Need to Do Now
A federal district court permanently struck down the SAVE plan on March 11, 2026, affecting 7 million borrowers. Here’s what IBR, PAYE, ICR, and the new RAP plan mean for your forgiveness timeline — and what to do if you’re pursuing PSLF.
Student Loan IDR Plan Survives Court Battle — But 22,000 Borrowers Are Still Waiting on Discharge
A court dismissed the Trump administration’s attempt to end the SAVE student loan plan in February 2026 — but 22,000+ borrowers who completed their IDR payments are still waiting on discharges. Here’s what the ruling means for you, and the tax trap no one is warning borrowers about.
12 Million Behind on Student Loans: What Changed in 2026
More than 12 million federal student loan borrowers are delinquent or in default as Trump’s One Big Beautiful Bill Act overhauls the system. New repayment rules, taxable forgiveness, and resumed wage garnishment mean every borrower needs to understand what’s changing.
New RAP Repayment Plan Launches July 2026: What It Means for Student Loans
The Repayment Assistance Plan (RAP) replaces SAVE, PAYE, and ICR as the new income-driven repayment option starting July 2026. Payments are 1-10% of ALL income with 30-year forgiveness.
IBR Forgiveness Freeze: Myth vs Reality
Quick Answer: The Education Department has paused all IBR loan forgiveness indefinitely due to court injunctions related to the SAVE plan, leaving borrowers who reached their 20-25 year repayment milestones in limbo. Affected borrowers will eventually receive refunds for overpayments made past their eligibility dates, but no timeline has been provided.Let’s not sugarcoat it: If …
