fbpx

Our Home is Currently Worth Less Than We Owe On It. – Chris

“Dear Steve, Our home is currently worth less than what we owe on our first mortgage. We purchased our home in 2003 and it was valued at $224K. Our mortgage broker, who we believed was a friend, took us sub-prime when we would have qualified for FHA or Fannie Mae we later learned. Our interest … Read more

Where Can I Find a Forensic Auditor to Help Me With a Mortgage Situation. – Elena

“Dear Steve, My uncle refinanced his home $260K to help his son, the loan has fraud written all over it. My uncle’s age 70 was given a 30 year loan, his wife’s name was taken off the deed with no consideration to facilitate the loan, they used an appraiser outside the area, used a false … Read more

I’m Not Sure What Type of Lawyer I Need. Bankruptcy or Real Estate? – PJM

“Dear Steve, I am not sure what type of lawyer we need Bankruptzy or realestate? We are current with or 1st and 2nd mortgage and are quickly falling behind in credit cards and car payment. What type of lawyer do I need i would like to get rid of the 2nd the bank does not … Read more

Mortgage Company Disappears, Won’t Take Payments, Violated RESPA – Reta

Reta “Dear Steve, Mortgage company disappears without claiming foreclosure, violated RESPA, never contacted us after obtaining the loan, never sent monthly statements, contacts us after we find them, then tells us they will work out a plan, we send in a payment…3 weeks later they send it back, say they are filing bankruptcy, and never … Read more