“Dear Steve, I discharged my debt in 2010, opened a few charge cards to build my credit. Have been doing all the right things. On time payments, debt on cards never over 30%, paid my car off and my Fico score stays the same. 686 for a year now. Before bankruptcy my score was 750-790. …
Dear Steve, I am a young adult that is trying to establish credit. When I was 18 years of age I stayed with my mother and signed the lease as an occupant, because I was of age. Therefore, I was held responsible for any damages or anything that could happen to the apartment. My mother …
I have been trying hard over the past years to get out debt. I currently owe the IRS , have student loans, and to make it worse I am back in graduate school accumilating more debt. I have also noticed that my credit score has been decreasing and want to know what to do to …
“Dear Steve, I just got my residency and would like to know how to start building my credit. I don’t work so I have no idea if lenders are going to give me any credit cards and my husband has bad credit that we need to fix too. How can I build my credit with …
“Dear Steve, I am currently past due and do not pay payments on my debt. I am aprox. $2500 in debt from two credit cards, a loan, and debt thats being collected from another source from sprint. I have not planned on paying any of these but i need to build credit and fix this. …