Debt Relief Insider: Federal Lawsuit Compliance Briefing — March 24, 2026
17 federal debt relief lawsuits were filed this week — I break down the 6 compliance risk categories and what they signal for the industry right now.
Resurgent Capital Services
LVNV Funding Is Suing St. Louis Residents Over Debts as Low as $426
LVNV Funding is suing St. Louis residents over debts as low as $426. 44% of cases under $1,000. What to do if a debt buyer sues you.
LVNV Funding Bought Your Debt for Pennies on the Dollar. Here’s What That Means for You.
LVNV Funding pays less than 1 cent per dollar for charged-off debt, according to federal data. That means your $10,000 balance cost them roughly $200. Here’s how knowing that changes your negotiating position, your legal rights, and your options.
Debt Relief Insider: Federal Lawsuit Compliance Briefing — March 3, 2026
Quick Answer: 23 federal debt relief lawsuits were filed this week (February 24–March 3, 2026). This briefing organizes the alleged conduct by risk category — compliance talking points for debt relief company staff and counsel to use when reviewing current practices.23 new federal debt relief lawsuits were filed this week. Below is a compliance analysis …
Is Resurgent Capital Services Legit in 2026? Here’s How to Find Out
Quick Answer: Resurgent Capital Services is a for-profit debt buyer. To evaluate whether they’re right for you, I’d encourage you to check their complaint history with the CFPB, read their BBB profile, and check their enforcement history. Here’s how to do each of those.Before You Read This: I want to be upfront about what this …
LVNV Funding LLC: Who Are They and Why Are They Calling You?
Quick Answer: LVNV Funding LLC is a debt buyer based in Greenville, South Carolina that purchases charged-off consumer accounts — primarily credit cards and personal loans — from banks and retailers. They do not call you directly: their servicer, Resurgent Capital Services, makes all collection contacts. If Resurgent Capital is calling you, they are collecting …
CACH LLC Debt Collector: Who Are They and Why Are They Calling?
Quick Answer: CACH LLC is a debt buyer that was a subsidiary of Square Two Financial Services Corporation, which filed Chapter 11 bankruptcy in March 2017. Following that bankruptcy, CACH’s portfolio was sold to Resurgent Capital Services — the same company behind LVNV Funding. CACH LLC is effectively a shell entity; if you are receiving …
LVNV Funding Is Coming After You? Know Your Rights
LVNV Funding LLC is one of the largest debt buyers in the US, purchasing charged-off debts for pennies on the dollar. If they’ve contacted you or filed a lawsuit, you have rights under the FDCPA — including demanding debt validation, challenging time-barred debts, and negotiating settlements at 40-60% of the balance.
LVNV Funding Complaints: What the Lawsuit Shows
Quick Answer: LVNV Funding faces a federal lawsuit for allegedly attempting to collect a 15-year-old time-barred debt without disclosing it was legally unenforceable. The complaint shows LVNV failed to warn that payments could revive expired statute of limitations, potentially misleading consumers into paying debts they’re not legally required to repay.Case InformationFiling Date: April 7, 2025Court: …
Debt Validation Complaints: What the Records Show
Quick Answer: Juan Flores sued LVNV Funding and Resurgent Capital Services after sending a debt validation letter in July 2017 but continuing to receive collection attempts without proper validation. The lawsuit demonstrates how debt collectors may fail to comply with validation requirements under the Fair Debt Collection Practices Act.A consumer, Juan Flores, filed suit against …
