Quick Answer: Resurgent Capital Services is a debt collection agency that consumers report fails to provide proper debt validation despite legal requirements under FDCPA and FCRA. This consumer case shows Resurgent added $2,900 and $1,100 collection accounts to credit reports without providing signed contracts or documentation when validation was requested through certified letters.Date Received: 2018-12-29T00:00:00.000Product: …
Quick Answer: Resurgent Capital Services is a debt collection company that consumers complain attempts to collect debts from wrong parties using intimidation tactics and frequent calls. This CFPB complaint shows they closed the case with explanation, but highlights issues with mistaken identity collection attempts.Date Received: 2018-12-24T00:00:00.000Product: Credit card debtIssue: Attempts to collect debt not owedConsumer …
Quick Answer: Resurgent Capital Services is a debt collection agency that purchases old debts, and this consumer complaint shows they failed to provide required debt validation materials under Massachusetts law despite receiving a certified mail request. The complaint alleges violations of federal debt collection laws and Massachusetts consumer protection statutes for reporting unvalidated debt to …
Quick Answer: Resurgent Capital Services faces legitimate consumer complaints regarding debt collection practices, as shown by this CFPB case involving a $1,200 debt dispute from a disabled veteran. The company resolved this complaint with non-monetary relief, but consumers should verify debt validity and request proper documentation when dealing with any debt collector.Date Received: 2018-11-21T00:00:00.000Product: Credit …
Quick Answer: A consumer filed a CFPB complaint against Resurgent Capital Services after discovering wage garnishment of $120-$400 for a credit card debt allegedly settled over 15 years ago. The consumer claims they received no court notification before judgment was entered for $4,400 total debt.Date Received: 2018-11-20T00:00:00.000Product: Credit card debtIssue: Written notification about debtConsumer Consent …
Quick Answer: Resurgent Capital Services is a debt collection company that purchases and attempts to collect on old debts, including potentially fraudulent accounts. This Consumer Financial Protection Bureau complaint shows the company continued collection efforts despite the consumer providing identity theft documentation, though the complaint was ultimately closed with non-monetary relief.Date Received: 2018-11-02T00:00:00.000Product: I do …
Quick Answer: Resurgent Capital Services is a debt collection company that purchases charged-off debts from original creditors and attempts to collect them. This consumer complaint shows they continued collection efforts despite receiving multiple cease and desist letters disputing a $2,600 credit card debt.Date Received: 2018-10-26T00:00:00.000Product: Credit card debtIssue: Attempts to collect debt not owedConsumer Consent …
Quick Answer: Resurgent Capital Services is a debt collection company that may continue reporting debts to credit bureaus even after legal resolution. This CFPB complaint shows one consumer’s attorney proved a debt was invalid, yet Resurgent continued credit reporting until the complaint was resolved.Date Received: 2018-10-13T00:00:00Product: I do not knowIssue: Attempts to collect debt not …
Quick Answer: Resurgent Capital Services is a debt collection agency that purchases old debts from creditors and attempts to collect them. This consumer complaint shows someone disputing a $610 debt they claim never to have heard of, highlighting the importance of demanding debt validation before paying any collection agency.Date Received: 2018-01-09T00:00:00Product: Credit card debtIssue: Took …
Quick Answer: Resurgent Capital Services is a debt collection agency that purchases old debts from original creditors and attempts to collect them. This CFPB complaint shows a consumer disputing a $16,000 debt, requesting validation through certified mail, but receiving no response from the company despite their timely complaint closure.Date Received: 2017-11-06T00:00:00Product: Other debtIssue: Written notification …
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