Why Bankruptcy Makes More Sense When You’re Older (and the Math Proves It)

Let’s talk about something almost nobody wants to admit out loud:Bankruptcy might actually make more sense the older you get. If that sounds backwards—good. Because we’re about to unpack why the advice most people hear (“you’re too old to ruin your credit”) is not just outdated, it’s financially dangerous. Here’s the truth: when you’re 45, …

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