CCDN, Legal Debt Cure, Robert Lock – Blast From the Past

A tipster (send in your tips here) alerted me to the fact that the State of Wisconsin recently filed suit against Legal Debt Cure and CCDN. The CCDN name should be familiar to site readers from activity a couple of years ago. Click here for CCDN articles. According to the suit filed, Legal Debt Cure … Read more

West Virginia Gets a Permanent injunction and Summary Judgment Against CCDN

Back in August of 2010 the State of West Virgnia went after Robert Lock, Phillip Manger and Credit Card Defense Network (CCDN). What makes this suit interesting, unlike this other one where CCDN was a target for their novation approach, is that the State of West Virginia is going after CCDN as a debt settlement … Read more

Robert Lock, Esq Facing Being Disbarred for Debt Relief Activities

Well it looks like yet another attorney is on the verge of being disbarred for debt relief activities. This time it is Robert Lock, Esq from CCDN. His debt validation activities and sharing fees for referrals with non-lawyers is a critical part of the action against him by the Illinois Attorney Disciplinary Commission. BEFORE THE … Read more

The Critical Flaw in The Attorney Model for Debt Settlement

It seems in the face of proposed regulation over the debt settlement industry many debt settlement companies are running for the hills and trying to convert their business into one of the many attorney models out there in order to continue their advance fee approach. The companies who are running for the attorney model cover … Read more

Credit Card Defense Network CCDN Sued as a Debt Settlement Company by West Virginia

The AG’s office in West Virginia just forwarded me a copy of their suit against Robert Lock and Phillip Manger of the ill fated Credit Card Defense Network. CCDN has been in a heap of trouble for some time now. Robert Lock, an attorney, was all over the net in the past few year bragging … Read more

I Paid “The Credit Card Solution” and Bob Lindsey to Eliminate My Debt. Turns Out They Were a Scam. – Walter

“Dear Steve, My name is Walter and I’m currently a senior psychology major at [XXXX] College. I have amassed over $10,000 in credit card debt from buying everything from a computer, Playstation 3, and even a High Def Television. As you can see, I really didn’t need any of the things that I bought and … Read more

Transcripts of Attorney Robert Lock, John Hagenstein, Brad Daley, and Other Speakers Selling Various CCDN/Legal Debt Cure Schemes

This information below comes from a lawsuit, Southwood v. The Credit Card Solution, and shows you the language and phrases used to sell this type of debt relief sales pitch that has resulted in many, many people losing their money and not receive the services promised. I am posting these transcripts here so you can … Read more

Debt Relief Scam Network Hit With Racketeering RICO Lawsuit

I’m researching a question a reader asked me and came across this RICO complaint that I wanted to post. The complaint is long but contains the elaborate scheme of how people who are in financial trouble can be sucked into an idea and lose a lot of money by believing in the validity of such … Read more