The Student Loan Autopay Discount Deadline Just Moved to December 31. Here’s What I’d Do Before Then.
Student loan autopay discount deadline extended to Dec. 31, 2026. The panic is off, but one bank mistake can wipe out the savings. Here’s my plan.
SAVE plan
They Said Zero Income Means a Zero Student Loan Payment. Under RAP, You Still Owe $10 a Month.
Zero income does not mean a $0 student loan payment under RAP. The law sets a $10 monthly minimum, no exemption — here is what still lets you pay $0.
They Said My SAVE Forbearance Months Still Count Toward My IDR Forgiveness Clock. They Don’t.
SAVE forbearance months don’t count toward your IDR forgiveness clock. Unlike PSLF, there’s no buyback fix for IDR — here’s why, and what to do.
They Said a Company Can Get Your Student Loans Forgiven Faster — For a Fee
No company can get your federal student loans forgiven faster — applying is free at StudentAid.gov, and charging upfront fees is often illegal. Here’s the proof.
The SAVE Plan Is Ending — You Have 90 Days to Avoid a Bigger Bill (July 2026)
The SAVE plan is ending and the 90-day clock has started. Do nothing and you’re auto-enrolled in a costlier plan. Here’s what to check now.
Judges Just Saved Public Service Loan Forgiveness — And Proved Borrowers Are Political Pawns
Federal judges struck down the Trump PSLF rule one day before it took effect. Here’s what it means for public service borrowers caught in the whiplash.
The New Student Loan Plan’s Lower Payment Could Cost You Thousands More — Here’s What to Check Before July 1
The new Repayment Assistance Plan (RAP) launches July 1 with lower monthly payments — but a 30-year term can mean thousands more in interest. Compare total cost first.
Student Loan Changes Hit July 1 — Three Weeks to Avoid the Auto-Enrollment Trap
Federal student loan changes hit July 1, 2026. What SAVE borrowers must do in the next 3 weeks, the PSLF auto-enrollment trap, and the Parent PLUS deadline that closes June 30.
576,000 Student Loan Borrowers Stuck in Repayment Plan Backlog
576,000 student loan borrowers are stuck waiting for income-driven repayment plan processing. Zero loan discharges in February 2026. Here’s what to do.
SAVE Plan Ruled Illegal: What 7 Million Student Loan Borrowers Need to Do Now
A federal district court permanently struck down the SAVE plan on March 11, 2026, affecting 7 million borrowers. Here’s what IBR, PAYE, ICR, and the new RAP plan mean for your forgiveness timeline — and what to do if you’re pursuing PSLF.
