5 Credit Cards to Help You Build Credit

Do you need to build your credit? Perhaps you are a young adult who has never had a credit card, or maybe you are a new arrival to the U.S. without a credit history here. Others may need to build credit after having gone decades without applying for any type of loan. Thankfully, the right credit … Read more

How Fast Can a Secured Credit Card Improve My Credit?

If you’re trying to build credit for the first time or improve a credit score damaged by past financial problems, you may have heard advice about using a secured credit card. Using a secured card can be an effective way to establish a positive credit history, but it’s not a one-size-fits-all strategy. For some consumers, … Read more

OpenSky Launches New Consumer Website

Rockville, MD (PRWEB) February 17, 2015 The OpenSky® Secured Visa® Credit Card debuts its new website today with an updated design and user experience to help consumers understand how credit cards impact their finances. This improved gateway comes at a time when the number of consumers seeking accessible credit is high—nearly 1.5 million households filed … Read more

I Made Poor Financial Decisions But Learned From It. Now I Want to Rebuild My Credit. – Mike

“Dear Steve, Steve, Im a 29 year old father of three. In my early 20’s i made very poor financial decisions. Now I’ve decided to finally grow up and take responsibility for my credit. My rating as of now is 546 according to my report. I applied for a secured credit card with cap 1 … Read more

Working on Raising My Credit Score and Need Some Advice. – Shawn

“Dear Steve, Working on my credit to raise my score and need some advice and or assistance. i have pulled my credit reports and i have found a lot of discrepencies and things that should have been romoved . there are things that show an amount but no other information. there are items that are … Read more

Building Your Financial Future: Advice For 20-Somethings

A lot of people always say that sometimes no credit is just as bad as poor credit. And I’d like to attest, this is correct. I, Amanda Miller, am in my 20s. Which means, you guessed it, I am the poorest I will ever be again (knock on wood). When I was in my teens … Read more

Credit Card Interest Rates by Credit Score, Type of Card and Issuer

The most recent statistics on credit cards sorted by interest rates, types of cards, issuer, and credit score. By Type of Card By Issuer By Credit Score

Can I Get a MasterCard After Bankruptcy? – Cassandra

Cassandra “Dear Steve, My debt was discharged is 2003. Recently I have had 6 negative accounts and 1 negative public record (Child support) deleted from all three credit reporting agencies. I do have four installment loans (federal, private school loans) and one fashion store card both being paid on time and in good standing. My … Read more

I Have An OK Credit Score But Can’t Get a Credit Card. – Chris

“Dear Steve, I am graduating from college this semester with an Associates of Science in Communication. I have no credit card debt but have roughly $50,000 in student loan debt, due to out of state tuition costs and loss of a job I had. I have a job as a NJCAA sports broadcaster at a … Read more

Bankruptcy Filers Can Easily Get Better Credit Scores Quickly

When people go bankrupt their finances become a painful chapter in their lives. They avoid credit and shun anything to do with their credit reports or credit scores. And that’s a mistake. Going bankrupt is painful enough but being unfairly penalized for going through bankruptcy is not fair. If you have gone bankrupt in the … Read more