Parroting, Credit Report Disputes, and Other Credit Report BS

An interesting lawsuit was filed by a consumer in Alabama against Select Portfolio Servicing, Jared Galleria of Jewelers, Prestige Financial Services, Experian, Equifax, and Trans Union. What is interesting about the suit is the description of the broken and defective credit report dispute process of inaccurate information. Many of us have experienced such issues firsthand. … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint 2018-11-02

Consumer Complaint Submission

Date Received: 2018-11-02 Product: Mortgage debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I would like the CFPB to make me a spot check of the abuses going on with the servicers and investors in the rapacious mortgage industry. I truly believe I have now … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 3039936

Consumer Complaint Submission

Date Received: 2018-10-08T00:00:00 Product: Mortgage debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXXXXXX XXXX, XXXX XXXX, has been illegally attempting to collect a mortgage debt for the past 2.5 years and has engaged in multiple instances of fraudulent misrepresentation to both me, the state and appellate … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 3056698

Consumer Complaint Submission

Date Received: 2018-10-25T00:00:00 Product: Mortgage debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/XXXX a friend/family member was searching the web and they found my address and home listed as a pre foreclosure. When in fact my home has been paid off since XX/XX/XXXX. … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint 2018-10-25

Consumer Complaint Submission

Date Received: 2018-10-25 Product: Mortgage debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Recently, our mortgage account was transferred from Select Portfolio Servicing, LLC to XXXX XXXX XXXX. XXXX XXXX XXXX have rejected our payment claiming that the amount due is {$45000.00}. We entered into a contract … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 3055730

Consumer Complaint Submission

Date Received: 2018-10-24T00:00:00 Product: I do not know Issue: Took or threatened to take negative or legal action Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: As the fiduciary of the estate of XXXX XXXX XXXX, I have the right to the information I am seeking and the information I have sought numerous … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 3028396

Consumer Complaint Submission

Date Received: 2018-09-25T00:00:00 Product: Mortgage debt Issue: Communication tactics Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I had to chose something to move forward. Select portfolio does not call before XXXX XXXX. This morning they called at XXXX. Again Select Portfolio is playing games. This is not a revolving credit account. They … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint 2018-09-01

Consumer Complaint Submission

Date Received: 2018-09-01 Product: Mortgage debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XX/XX/XXXX Certified Mail No : XXXX XXXX XXXX XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IA XXXX XXXX XXXX, GA XXXX Select Portfolio Servicing, Inc XXXXXXXX … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint 2018-09-03

Consumer Complaint Submission

Date Received: 2018-09-03 Product: Mortgage debt Issue: Written notification about debt Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XX/XX/XXXX Certified Mail No : XXXX XXXX XXXX XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, IA XXXX XXXX XXXX, GA XXXX Select Portfolio Servicing, Inc XXXX. … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 2991976

Consumer Complaint Submission

Date Received: 2018-08-15T00:00:00 Product: Mortgage debt Issue: Took or threatened to take negative or legal action Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Foreclosure Due to Denial Loan Modification Requests Trustee : : XXXX XXXX, XXXX Trustee for XXXX XXXX XXXX XXXX Loan # : : XXXX Current Securitized Mortgage Servicer : … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint 2018-08-08

Consumer Complaint Submission

Date Received: 2018-08-08 Product: Mortgage debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: My home at XXXX XXXX XXXX, XXXX XXXX, Fl is owned by me free and clear. There is an unknown Social Security Number with my name and an account number listed with … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 2832942

Consumer Complaint Submission

Date Received: 2018-03-02T00:00:00 Product: Mortgage debt Issue: Took or threatened to take negative or legal action Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XX/XX/XXXX SPS VIOLATION OF FAIR DEBT COLLECTION PRACTICES ACT 15 U.S.C. 1692 -1692 Section 808 ( a ) AFTER FAILING TO VALIDATE DEBT FORECLOSURE CASE # XXXX XXXX XXXX … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 2779073

Consumer Complaint Submission

Date Received: 2018-01-12T00:00:00 Product: Mortgage debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXX XXXX alleges to be working on this issue that is ongoing. They have included XXXX XXXX XXXX as investor and or trustee whereas XXXX states in writing assuming the home owners … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint ID 2776458

Consumer Complaint Submission

Date Received: 2018-01-09T00:00:00 Product: I do not know Issue: Took or threatened to take negative or legal action Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Select Portfolio Servicing has alleged that there is a contract between parities, within this complaint there is no contract. We have made multiple attemps to resolve this … Read more

SELECT PORTFOLIO SERVICING, INC. – CFPB Complaint 2018-01-11

Consumer Complaint Submission

Date Received: 2018-01-11 Product: Mortgage debt Issue: Attempts to collect debt not owed Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXX XXXX alleged to have acquired a loan from XXXX whom alleged to have acquired a loan from XXXX XXXX XXXX with forged documents and thereafter identity theft whereas how the loan … Read more