Latest Posts
Home > Tag Archives: self esteem

Tag Archives: self esteem

The Fine Art of Getting Out of Debt

change your mind

Having helped people with problem debt since 1994 and having lived through financial problems myself in the late 1980s, I’m always amazed how badly people manage the art of getting out of debt. When I listen to “the debt experts” it almost seems they have never lived through really bad debt problems since they miss the most critical aspect of ... Read More »

    Chapter 6 – The 10 Attributes of Internal Prosperity


    Chapter 6 – The 10 Attributes of Internal Prosperity Now that you’ve defined success for yourself, it’s time to begin your new, balanced financial life. Now you have to make sure you have a good foundation on which to build the new, happier and balanced you. Think of these core components like the ingredients lists on a box of Oreo ... Read More »

      “I Have Three Degrees But I’m Broke And Miserable”

      Ready to Collapse

      Theresa “Dear Steve, I have $75,000 in school loans and I have one job bringing in $360 per week after taxes and another job where I make $150 per week after taxes. My car payment is $251, rent is $600, utilities are $130, Food is $80, and water is $45. I have a 401(k) with $6,000. Help me. I feel ... Read More »

        Fear and Loathing in Debt

        Ready to Collapse

        Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it is like to be in debt. No, not the kind of debt where you owe Bob a bit for spotting you for lunch. ... Read More »

          I’m Deep in Cash Advance Debt on My Credit Cards From Helping My Boyfriend and Family. – Melissa

          Ready to Collapse

          “Dear Steve, $16,000 in credit card debt(8500on one card,7100 on another) the 7100 is mostly cash advances for family needing help now im stuck with the bill 8500 is from when i was in nursing school and from a fiance who thought money grew on trees, the card for 8500 interest rate is being raised to 21.99 percent,due to the ... Read More »

            ML Writes In, “I Can’t Pay My American Express Card.”

            Ready to Collapse

            “Dear Steve, I am self employed and have lost an important account. I now cannot pay the minimum on my American Express card, which is $2,000.00. If I pay them I can’t pay my other expenses. Have you any ideas ?” Dear ML, Ouch! I know how much it hurts to lose a major account and have your income suddenly ... Read More »

              Get My FREE Get Out of Debt Guy Newsletter

              It is the smart thing to do.

              I promise to keep your email safe and secure.


              I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

              You can unsubscribe at any time with just one click.

              After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

              • It will keep you posted on the latest scams.
              • You will be alerted to the latest articles.
              • You will wind up smarter than everyone else dealing with debt.