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self esteem



  • The Fine Art of Getting Out of Debt

    Having helped people with problem debt since 1994 and having lived through financial problems myself in the late 1980s, I’m always amazed how badly people manage the art of getting out of debt. When I listen to...

    • Posted January 6, 2015
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  • Chapter 6 – The 10 Attributes of Internal Prosperity

    Chapter 6 – The 10 Attributes of Internal Prosperity Now that you’ve defined success for yourself, it’s time to begin your new, balanced financial life. Now you have to make sure you have a good foundation on...

    • Posted September 19, 2011
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  • “I Have Three Degrees But I’m Broke And Miserable”

    Theresa “Dear Steve, I have $75,000 in school loans and I have one job bringing in $360 per week after taxes and another job where I make $150 per week after taxes. My car payment is $251,...

    • Posted February 22, 2010
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  • Fear and Loathing in Debt

    Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it...

    • Posted January 5, 2010
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  • I’m Deep in Cash Advance Debt on My Credit Cards From Helping My Boyfriend and Family. – Melissa

    “Dear Steve, $16,000 in credit card debt(8500on one card,7100 on another) the 7100 is mostly cash advances for family needing help now im stuck with the bill 8500 is from when i was in nursing school and...

    • Posted December 14, 2009
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  • ML Writes In, “I Can’t Pay My American Express Card.”

    “Dear Steve, I am self employed and have lost an important account. I now cannot pay the minimum on my American Express card, which is $2,000.00. If I pay them I can’t pay my other expenses. Have...

    • Posted September 21, 2008
    • 0