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I Was Thinking of Enrolling in a Debt Consolidation Program. – James

“Dear Steve, I have $8,300 in business credit cards. They don’t show up on my credit report. I also have $10,000 in personal credit cards. I was thinking of enrolling in a debt consolidation program that I was referred to by my wamu card. i just had surgery and have to work with one arm … Read more

What Happens to My Small Business and Our House if We Go Bankrupt? – Matt

Matt “Dear Steve, I just found out they changed my terms on my credit card, I’m at the limits on two cards totalling $40,000. I borrowed against our equity line another 25,000. 80% of this is debt to due to poor business management and the rest bad spending habits. we own our home in CA … Read more