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Tag Archives: settling debt

Should We Deal With One Creditor at a Time to Settle Our Debt? – JM

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JM “Dear Steve, We have about 95% of unsecured debt that has been charged off and or sold. I am currently not working so I am not concerned as much with my debt. I will deal with them when I have income coming in. My husband works and we would like to tackle his debt first to avoid any legal ... Read More »

    Is It True My Creditor Might Take Less Than The Full Balance as Payment in Full? – Larry

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    “Dear Steve, I have credit card debt, can afford more than the minimum payments but not the entire balance. Is there truth to the fact that issuers will accept a lower amount as a balance payoff? And is there any formula to this? e.g., would Chase take 2k in one payment to settle a 5k balance that’s been on time ... Read More »

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