Navient Claims All Private Student Loans Are Not Dischargeable in Bankruptcy. Court Disagrees.

A reader sent in the following statement regarding a case filed in Texas, “Just including a recent decision from the 5th circuit court of appeals that says Navient private student loans are discharged when bankruptcy is discharged, and that any contempt violation that occurred has to be in the court it happened.” I’ve actually written … Read more

SLM CORPORATION – CFPB Complaint 2019-01-26

Consumer Complaint Submission

Date Received: 2019-01-26 Product: Private student loan Issue: Dealing with your lender or servicer Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Hello, I have had a debt ( {$24000.00} ) with the company XXXX XXXX since XX/XX/XXXX, which has been precarious for I had relied on Military benefits to repay, but which … Read more

SLM CORPORATION – CFPB Complaint 2019-01-18

Consumer Complaint Submission

Date Received: 2019-01-18 Product: Private student loan Issue: Dealing with your lender or servicer Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: In XX/XX/XXXX, I applied for one of the two loans from XXXX XXXX for my daughter ‘s college tuition. In the beginning when I inquired about different aspects of the loan, … Read more

Bankruptcy Discharge of Certain Sallie Mae and Navient Student Loans Takes Big Step Forward

Students in a classroom

Justice takes time. In 2016 I first wrote about Navient and Sallie Mae student loans that clearly appeared to be eligible for and dischargeable in bankruptcy if people had filed. See this post for more. At issue was the fact the student loans pushed by then Sallie Mae were not protected in bankruptcy from discharge … Read more

SLM CORPORATION – CFPB Complaint ID 3090176

Consumer Complaint Submission

Date Received: 2018-12-03 Product: Private student loan Issue: Dealing with your lender or servicer Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/2018 I called XXXX XXXX for XX/XX/2018 payoff amounts on 3 loans ; 1-XXXX — — — amount given {$7000.00} Chk # XXXX issued 2XXXX — — — amount given … Read more

SLM CORPORATION – CFPB Complaint 2018-11-16

Consumer Complaint Submission

Date Received: 2018-11-16 Product: Private student loan Issue: Struggling to repay your loan Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: When I went back to school, I had no knowledge of student loans. I applied for a private loan with XXXX XXXX not knowing the difference between it and a federal student … Read more

SLM CORPORATION – CFPB Complaint 2018-12-10

Consumer Complaint Submission

Date Received: 2018-12-10 Product: Private student loan Issue: Struggling to repay your loan Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/2018 I called XXXX XXXX customer service to see if I could get my monthly payment lowered because I was having difficulty making the monthly payment of XXXX. I was told … Read more

SLM CORPORATION – CFPB Complaint 2018-12-03

Consumer Complaint Submission

Date Received: 2018-12-03 Product: Private student loan Issue: Struggling to repay your loan Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I have been dealing with XXXX XXXX XXXX as my student loan provider for several years now. I went with XXXX XXXX as I did not feel I had a choice. My … Read more

SLM CORPORATION – CFPB Complaint 2018-11-08

Consumer Complaint Submission

Date Received: 2018-11-08 Product: Private student loan debt Issue: Communication tactics Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I am cosigned on a loan with my son- he is making a {$75.00} a week payment/ {$300.00} a month – this loan should be paid ahead of the payment is only {$230.00} a … Read more

SLM CORPORATION – CFPB Complaint 2017-09-13

Consumer Complaint Submission

Date Received: 2017-09-13 Product: Federal student loan servicing Issue: Improper use of your report Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: FULL VALIDATION Company: SLM CORPORATION State/Zip: VA 201XX Company Response to Complaint: Closed with explanation Was Company Response Timely: Yes Did Consumer Dispute Company Response: N/A Complaint ID: 2672937 The above … Read more

SLM CORPORATION – CFPB Complaint 2018-06-15

Consumer Complaint Submission

Date Received: 2018-06-15 Product: Private student loan debt Issue: Communication tactics Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXX XXXX has made repeated phone calls to several family members and XXXX friends. They already know my direct contact number. They have already spoken to me and my father, who has assured them … Read more

SLM CORPORATION – CFPB Complaint 2018-05-17

Consumer Complaint Submission

Date Received: 2018-05-17 Product: Private student loan debt Issue: False statements or representation Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: On XX/XX/XXXX I called Sallie Mae to request my account go into forbearance because my parents had gotten divorced and i had to move to Florida to support my mom, which made … Read more

SLM CORPORATION – CFPB Complaint 2018-04-30

Consumer Complaint Submission

Date Received: 2018-04-30 Product: Private student loan debt Issue: Communication tactics Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: Repeated phone calls to my personal phone number. Additionally, XXXX XXXX defaulted my loan when I had made a payment on the account. When I had requested that my loan be serviced due to … Read more

SLM CORPORATION – CFPB Complaint 2018-04-17

Consumer Complaint Submission

Date Received: 2018-04-17 Product: Private student loan debt Issue: Took or threatened to take negative or legal action Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: XXXX XXXX has been trying to get me to pay on my student loans, made harassing phone calls to my mother, my father, my XXXX year old … Read more

SLM CORPORATION – CFPB Complaint 2017-10-11

Consumer Complaint Submission

Date Received: 2017-10-11 Product: Private student loan Issue: Dealing with your lender or servicer Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: This applies to both Private and Public loan service providers and is partly due to a significant gap in 34 CFR 685.204 concerning In-School Deferment and the National Student Loan Data … Read more