The House passed the Bankruptcy Threshold Adjustment Act Sept. 16, 2026 — not yet law. Here’s what a $2.75M Chapter 13 limit would mean for homeowners and small-business owners.
A creditor levied my self-employed business bank account. Here’s whether they could reach it, what to do in 48 hours, and how fast bankruptcy stops it.
A merchant cash advance company froze your bank account — here’s how to find out why, and the fastest legal paths to get your money back, right now.
Commercial Chapter 11 bankruptcy filings jumped 42% in April 2026. Steve Rhode explains what that surge means for your job, your debt, and the specific steps to take right now.
Complete research hub on merchant cash advances: how they work, what they cost (70-350%+ APR), the regulatory gap, enforcement actions, and your options. Federal Reserve data and court records.
What happens after MCA default changes everything: UCC liens, frozen accounts, personal guarantees — and why courts are now ruling in your favor
A bipartisan Senate bill would raise the Chapter 13 debt limit to a combined $2,750,000 and permanently restore the Subchapter V small business limit to $7,500,000. Here’s what changes and who gains access.
Merchant cash advances carry effective annual rates of 100–200%, and stacking multiple advances is nearly universal among small businesses in trouble. In 2025, over 230 bankruptcy filings involved MCA debt. Here’s why bankruptcy is often the only tool powerful enough to stop MCA funders.
Subchapter V is a streamlined Chapter 11 bankruptcy option designed for small businesses with debts under $3.42M. It costs 77% less, moves faster, and lets owners stay in control. Learn who qualifies, the 7 key advantages, the timeline, and success rates in this comprehensive guide.
Five converging forces are driving bankruptcy filings in 2026: predatory merchant cash advances, SBA EIDL loan enforcement, sports betting addiction, trucking collapse, and agricultural tariff damage. Each represents broken math, not broken character.
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