How Can I Stop a Department of State Wage Garnishment of My Social Security?

Question: Dear Steve, In April 2019, I was diagnosed with Leukemia. I was forced to leave my employer and start a long process of treatment that would eventually lead up to a bone marrow transplant. Currently, I am in full recovery from the transplant and not yet able to work. I am still on recovery … Read more

Social Security is Garnishing My Benefits for Child Support I Don’t Owe

Question: Dear Steve, My Social Security Benefits are being garnished presumably for child support. The issue is that the garnishment is specifically for attorney fees and this attorney is using an old Child support order. I have paid all of my child support and arrears. There are other legal issues but I believe that the … Read more

Garnishment of Poor Seniors by Federal Agencies- a Shameful Practice

By Eric Olsen, Executive Director, attorney, HELPS Nonprofit Law Firm In 1996 a federal law was passed governing the collection of debts owed to federal agencies. It is called the “Debt Collection Improvement Act of 1996.” This law authorized a 15% garnishment of social security for various debts owed to federal agencies. Each agency is … Read more

What Can I Do About Child Support Garnishing My Social Security Check?

Question: Dear Steve, While I was employed, I was paying child support through my employment check. I have since then taken very ill. Child support now is garnishing my social security disability check. Without going in to a lot of detail child support is in contempt of court. They were applying my payments from my … Read more

Will a Bankruptcy Filing Stop My SSI Wage Garnishment for Student Loans?

Question: Dear Steve, SSI BENEFITS ARE BEING GARNISHED FOR 30 YEAR STUDENT LOANS BY COLLECTION AGENCY THAT I CAN’T GET TO ANSWER THE PHONE OR RETURN A CALL –15%. THINKING ABOUT FILING CHAPTER 7 BK FOR HARDSHIP AS I’M RETIRED AND THIS IS HARDSHIP ON ME? WILL A BK STOP THIS OUTRIGHT? Omar Answer: Dear … Read more

My Entire Social Security Check Was Taken by ACT for Defaulted Student Loans

Question: Dear Steve, I am in default of my student loans. The government has attached a 15% offset payment from my monthly Social Security plus any state and/or federal tax refunds. This offset has been ongoing in excess of 3 years. Now, Account Control Technology has taken 100% of my Social Security check. My attempts … Read more

MY SSDI payment is About to be Garnished Over a Federal Student Loan

Question: Dear Steve, I lost my job and was unemployed in 2013. At the time, Sallie Mae and Nelnet were my student loan servicers. I applied for and was granted deferment or forbearance and had to submit my paperwork in triplicate because Sallie Mae has my loan in two bundles (of loans). I tried to … Read more

Will My Social Security be Garnished if I Rehabilitate My Student Loan?

Question: Dear Steve, Just contacted my Loan Servicer who offered me a $5/mo rehab program for 9 months. I am doing paperwork now and making arrangements for auto deduction. I am also 62 this year and eligible for early social security benefits which I haven’t decided as yet. Once my loan is under the rehab … Read more

I’m Trying to Help the Woman I Love to Get Her Student Loans Out of Garnishment – Garrett

Question: Dear Steve, This question is for my fiancé. She was unaware that her student loans went into default and ultimately began to garnish her wages. They gave her the option to do the loan rehab, but only set her up for 2 automatic payments instead of 3 which she was told would get her … Read more

I’m Disabled and Having My SSI Garnished for Student Loans. What Can I Do?

Question: Dear Steve, In my 3rd year of college, Dec. 1988, I was involved in an auto accident with a semi. My head hit the steering wheel with force and I have CNS damage and lesions on my brain. I went right back to school and failed class after class. I did not have continuous … Read more

Tell Me How to Stop the Social Security Garnishment for Student Loans

“Dear Steve, My husband receives social security disability and his monthly check is being garnished for student loans. I am unemployed and my husband receives $1,013 per month in disability. Of this amount $30 is withheld for repayment of an overpayment from his initial payment from social security and $150 is being withheld for his … Read more

My VA Mortgage is Being Foreclosed on. Will They Garnish My Social Security? – Harlan

“Dear Steve, I am 68 years old and I draw social security retirement benefits. I also work as a sales associate for a retail company I hav a va home loan that is in forclosure. Can the va garnish my social security retirement benefit? Also, can they freeze my bank accounts? Harlan” Dear Harlan, That … Read more

My Social Security is Being Garnished Over an Old SBA Loan. – Carrie

“Dear Steve, Home and business was damaged during Katrina. got a SBA disaster loan. paid monthly notes. they were 3rd lienholder. 1st lienholder foreclosed on us. he did not notify SBA about the foreclosure. we did and sent names, addresses, phone nos,and documentation of all concerned. he bought the property back at the land sale … Read more

How to Easily Stop a Social Security Wage Garnishment

I’m seeing more questions these days from people that are having their social security benefits garnished for old student loans or student loans they cosigned for. In addition I have received a few questions from people that are getting their social security garnished over old SBA loans as well. The process to stop a social … Read more

I Filed Bankruptcy 7 Last Year But Still Owe Parent PLUS Loan? – Kristin

“Dear Steve, Please help…I filed Bankruptcy 7 last year but syill have a 80,000 parent PLUS loan…I have used the unemployment deferement and will try for economic hardship next….I just started receiving social sec for widower benefits just 800.00 a month Shall I just default onthe plus loan and let them take 15% OR just … Read more