My Husband Was Forced Into Retirement and I Only Get Social Security. – Susan

Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question.

73 Year Old Retired Teaching Assistant Drives Credit Cards up to $18,000. – Camille

Camille “Dear Steve, I have a 73 year old friend who, unbeknownst to her son, has driven two credit cards to their limit, approximately $18,000.00 in all. She is a retired teacher assistant and has little to no money left each month after paying the minimums for each card plus her health insurance. She is … Read more

Retired With Debt on Social Security. What Should I Do? – Kent

“Dear Steve, Retired one year ago.Have $37,000 in credit card debt.Payments total $1,200 and my SS is $20,000. I am not behind but struggle to make payments. Several cards have uped my rate to 30.0% only do to my debt to income ratio.Again, not behind but getting nowwhere with cards increasing rates. Considered Banko or … Read more

I Quit My Job in October and I Can’t Find a Job But I’m Still Looking. – Sonya

Sonya “Dear Steve, I quit my job in October and I can’t find a job but I’m still looking, I just had my credit looking decent because of a default student loan. And bought me my first new car and had 4 credit cards I didn’t use until I was unemployed. I know it was … Read more

Crystal is on a Fixed Income But Wants to Get Her Credit Cards Paid

“Dear Steve, I am currently on fixed income of about $657 amonth. My income comes from SSI and Social Security disability. I have a couple school loans and several past medical and credit card bills that I want to get paid off. Tell me what I can do to get my credit cards and all … Read more

Holy, Divorced, Disabled and Desperately in Debt

Holy “Dear Steve, I am a divorced 56 year old woman who suffered an injury as a teacher in a public school in May, 2000. I now suffer with a severe and permanent chronic pain condition (Reflex Sympathetic Dystrophy). Social Security refused me any disability (chronic, debilitating pain is not considered disabling) and due to … Read more

Roise Has Panic Attacks, Can’t Work, And Is Now Out of Money

Rosie “Dear Steve, I worked as a teacher for sixteen years. I developed disabling panic attacks which would no longer allow me to work. Soon after, I filed for bankruptcy. I later applied for social security disability in 2001 but was denied. In 2003 I was forced to sell my home in order to have … Read more

Donna Wants to Know “Should I Take My Money Out?”

“Dear Steve, I have my home paid for and owe nothing on my car, I have a rental that I owe $25000 and I have it rented for $475.00 month. My payment is $303 month and my insurance is $33.00 month and my taxes are $100 month. I want to sell my rental but with … Read more