Spousal Consolidation Loan

• 
  We Have a Martial Consolidation Student Loan and Payments Keep Going Up

  Question: Dear Steve, My husband and I were encouraged to do a marital consolidation in the 2000’s. We are still married but can barely make our $800+ loan payment. Years ago we were about to default so...

  • Posted April 2, 2018
  • 1
• 
  My Ex Doesn’t Bother to Make Student Loan Payments After the Divorce – Bethann

  Question: Dear Steve, Navient. Parent Plus Loan from 2 children- 4 yrs of school. started at 85K and is now at 122K! What are all these capitalized interest large amount added on in history? I acquired a...

  • Posted December 7, 2016
  • 2
• 
  Can My Part of a Spousal Consolidation Student Loan be Discharged Due to Disability?

  Question: Dear Steve, I’m being denied a disability discharge even though I had an illness nine years ago that caused me brain damage. There is no dispute about my inability to work. The problem stems from a...

  • Posted October 19, 2016
  • 0
• 
  Am I Stuck With My Ex-Wife Forever Because of Our Old Spousal Consolidation Loan?

  Question: Dear Steve, I share $67k in Navient student loans with my ex-wife. My decreed portion is around $35k. Since our FFEL consolidation in 2001, I have paid it for 12-13 years. It has been on deferment...

  • Posted May 6, 2016
  • 1
• 
  Why Won’t Anyone Let Us Consolidate Our Spousal Consolidation Loan?

  Question: Dear Steve, FFEL Spousal Student Consolidation Loan taken out in 2002, with Sallie Mae (now Nelnet). We are still married, however both work in public service, and could potentially benefit from the PSLF program. However, we...

  • Posted April 28, 2016
  • 3
• 
  It’s Unfair We Can’t Consolidate Our Spousal Consolidation Loan

  Question: Dear Steve, I am in the same sinking ship (spousal consolidation); however, my wife and I are still together. We are both working for qualified organizations for the Student Loan Forgiveness Program, but AES and DOE...

  • Posted March 28, 2016
  • 0
• 
  How Can My Husband Get Out of a Spousal Consolidation Loan?

  Question: Dear Steve, My husband of 19 years was married previously. He and his ex-wife each had a student loan that she combined into one under her SSI#. These loans are from the 1990’s. When he and...

  • Posted August 26, 2015
  • 0
• 
  Bankruptcy Court Wants to Discharge Spousal Consolidation Student Loans. Educational Credit Management Corporation Says, “Not So Fast.”

  I have to admit I am totally perplexed by the media and popular myths that believe student loans can’t be discharged in bankruptcy. Even a lot of bankruptcy attorneys believe this wildfire myth. Thanks to some amazing...

  • Posted July 22, 2015
  • 0