Gary “Dear Steve, I had a criminal case with the fines and court costs of 233$ Over the last 11 yrs this debt was owed and I didnt know it…On the 11th yr a collection agency contacted me saying that I owe this money plus his interest and fee’s…I have anotice from the office of …
Denise “Dear Steve, I have judgment against me placed a company called CACH LLC. I cannot contact them or the attorney that placed the judgment. In midst of refinancing home to pay off judgment. Lawyer says I need a pay off amount. How can I get a pay off amount if I can’t get a …
Celeste “Dear Steve, I have a collection agency trying to sue me for a debt that I accrued over 4 years ago. I would like to know if I still have to pay them even though they have not sent me any paper work showing validation of the debt, statute of limitations and if they …
“Dear Steve, I work for a non profit company and provide financial education. I have come to a conclusion on bankruptcy and I wanted your opinion. I have a client who fell sick three years ago, and her credit report shows this. All her bills were not payed all in the same month and year. …
“Dear Steve, Soon I will default on $190,000 in credit card debt on 8 different cards. Until now I have never missed a payment and my FICO score has been above 700. I have a good job making well over 100K but there is no way I can pay back 190K! (at my age of …
“Dear Steve, I have an old debt. It is more than six years old. The collection agency says that they can still collect since I have made a partial payment to them. There is nothing in writing between us. I live in Michigan and the statue of limitations is six years. Did the SOL clock …
With so little time before the next presidential election it is a good time to take a quick look at some important issues that are impacting the wallets and purses of the American consumer. Under the Bush administration consumers were significantly harmed by unreasonable and unfair bankruptcy reforms that clearly helped big business, hurt consumers …
Dawne “Dear Steve, I was contacted recently about a debt that I had three years ago. I paid some on it according to the debt collector but I thought I had paid all of it because for the past three years I have not had any contact from them at all. I saw something about …
On December 4, 2009 the Federal Trade Commission held a roundtable discussion, actually it was more of a big U) about protecting the consumer in debt collection litigation and arbitration. As they said, “These events examine consumer protection issues in debt collection proceedings against consumers.” If you are the least bit sleepy I don’t recommend …
“Dear Steve, About 6 years ago I ran into very rough times and defaulted on all of my credit cards. They were all charged off and my credit was ruined. I was too afraid to file for bankruptcy and opted to do nothing (foolish me). At any rate, I was sued by one creditor for …
