Latest Posts
Home > Tag Archives: statute of limitations (page 2)

Tag Archives: statute of limitations

I Have a Judgment Against Me for a Car Loan. What Are They Statute of Limitations?

Ready to Collapse

I have a judgement for a car loan against me in Virginia for $12,980 that was awarded to the finance company in August 2009. It is now March 2012. The judgement is on my credit report. I live in North Carolina and have been here since 2009. If I’m not mistaken I was also supposed to pay interest in the ... Read More »

    What You Need to Know About Time Barred Debt the Statute of Limitations and Debt Collection


    Photo Credit: Filin Ilia The Federal Trade Commission has released new information to help you better understand the issues surrounding Time Barred debt and debt expired under the Statute of Limitations. If you would like to learn more about specific state regulations you can use the free compliance module here. Understanding Your Rights When It Comes to Old Debts If ... Read More »

      What is the statue of limitations in Iowa on revolving credit or debt. – David

      Ready to Collapse

      i bought a motorcycle with what the called a revolving credit card. the salesman told me i would get cash back and three months no payments. i didnt read the fine print. :( the money back was for the first three months payments. i didnt get a past due notice till after the third month then a week later i ... Read More »

        Statue of Limitation for Louisiana – Clara

        Ready to Collapse

        I have past due accounts, not credt card accounts, I believe they are contract accounts I would like to know what are my options? What is the statue of limitation for Georgia? What is the Statue for Louisiana? The past due accounts were when I lived in Georgia but I have relocated to Louisiana. Thanks, Clara P.S. Have a wonderful ... Read More »

          Why Would Anyone Pay a Debt Outside the Statute of Limitations? – Mike

          Ready to Collapse

          “Dear Steve, I had a credit card several years ago that I never paid and was never sued on within the statute of limitations and when it passed the seven year period it dropped off my credit report. I changed my phone number before I stopped paying and the original creditor and the collection agencies never found my current phone ... Read More »

            Debt Collector Wants Money I Already Paid. – Larry

            Ready to Collapse

            “Dear Steve, I had Aetna medical insurance through December of 2008 and enrolled in Kaiser beginning with my 2009 health insurance. I just received (dated Nov 2) a collection notice from the bill collector, RMS, representing Aetna stating that I owe the Aetna Mail Order Pharmacy for two prescriptions in 2008. They give no information of what the medications were, ... Read More »

              Can I Be Sued for Encyclopedias I Bought 13 Years Ago? – Katie

              Ready to Collapse

              “Dear Steve, In 1996 or 1998 i purchased some encyclopeida from a sales man and at the time he quoted every one in our little town a price which was under 500.00 and then he talked us into them and then i had had to pay a down payment of 75.00 and the rest was in installedment when the invoice ... Read More »

                We Just Got Hit With a Judgment for a 12 Year Old Debt in Florida. – Bill

                “Dear Michael, Assignee of credit card issuer got judgment against my son in 1998 and recorded it in July 1998. Nothing happened for over ten years. In 2010 they filed a motion to garnish his pay, which was the first he knew of the judgment. I believe they were required to renew the judgment after five or seven years, which ... Read More »

                  I Received a Letter From Debt Collections USA for a Really Old Debt. – Rolando

                  “Dear Damon, I received a letter from Debt Collections USA dated 2/23/11 that said they had been hired to peform a “billing service” (their quotation marks) for City Urgent Care for a total of $90. I am a resident of West Virginia and City Urgent Care is in West Virginia as well. I sent them a letter on 3/14/11 disputing ... Read More »

                    Debt Buyer Gets Caught With Data Pants Down and Law Firm Loses Big Bucks to Consumer

                    Ready to Collapse

                    A recent $311,000 judgment against a North Dakota law firm makes it apparent why the debt buyers have to be very careful when relying on the data supplied by the previous owners. Back in the 1990s a Montana man had a Chase credit card with a $3,000 balance. He became disabled and unable to repay the debt. Chase charged the ... Read More »

                      Collectors in NY, NM, WI, MS Forced to Tell Consumer if Debt Can Be Collected

                      Ready to Collapse

                      The New York Times is reporting that more consumers will now be informed if old debts can be collected through the court or if they have passed the statute of limitations. Bill collectors in New Mexico will be soon required to inform borrowers they can’t be taken to court for long-overdue debts, changing the landscape for consumers and creditors in ... Read More »

                        When Does The Clock Start Ticking on Time Barred Debts? – Jen

                        Ready to Collapse

                        I have no statements from collecion agencies. First is Providian. charged off 2003. They sold accout to KnightsBridge (Ohio), settled with them in 2009, they are out of business. All I have is my banking history. Now Midland Financial is demanding money. I have sent a VOD letter, not heard anything back. Next one, 2002 charged off with Capitol One. ... Read More »

                          Bill Collectors Are Trying to Get Me to Pay for a Lease From 20 Years Ago. – Tom

                          Ready to Collapse

                          Tom “Dear Steve, I was evicted from a home in New Jersey 1989 and this week I get a letter from a lawyer stating that he represents the owner and wants me to send him over $5000.00 to settle debt with interest. He also states that “”Failure to do so may leave us no choice but to move to litigation, ... Read More »

                            JD Enterprises is Chasing My Husband Over An Old AT&T Debt. – Jennifer

                            Ready to Collapse

                            “Dear Steve, Jd enterprises contacted my husband at work about a debt from AT&T that is over 10 years old. They told him we owed $1300, but would accept $800 today. If we didnt settle today he couldnt’t gurantee anything else and we would be served to go to court and then would owe $2500 for legal services. My husband ... Read More »

                              Capital One is Charging My Interest for an Account They Charged Off. – Caren

                              Ready to Collapse

                              “Dear Steve, Back in 2001 I had an account with Capital One. I disputed a charge and never paid and it resulted in them both closing and charging off the account in 2002. This was over 8 years ago. I have heard nothing on them, no collections letter, no judgements; nothing. Then out of the blue I receive a letter ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.