Home > Tag Archives: statute of limitations (page 3)

Tag Archives: statute of limitations

JD Enterprises is Chasing My Husband Over An Old AT&T Debt. – Jennifer

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“Dear Steve, Jd enterprises contacted my husband at work about a debt from AT&T that is over 10 years old. They told him we owed $1300, but would accept $800 today. If we didnt settle today he couldnt’t gurantee anything else and we would be served to go to court and then would owe $2500 for legal services. My husband ... Read More »

    Capital One is Charging My Interest for an Account They Charged Off. – Caren

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    “Dear Steve, Back in 2001 I had an account with Capital One. I disputed a charge and never paid and it resulted in them both closing and charging off the account in 2002. This was over 8 years ago. I have heard nothing on them, no collections letter, no judgements; nothing. Then out of the blue I receive a letter ... Read More »

      How the Soldiers’ and Sailors’ Civil Relief Act Can Help You

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      Service personnel experience financial difficulties that are unique and need special attention. Fortunately, there are special laws to help them cope and this article discusses their rights and protections under the Soldiers’ and Sailors’ Civil Relief Act, 50 U.S.C. §§ 501 et seq. What is the Soldiers’ and Sailors’ Civil Relief Act? The Soldiers’ and Sailors’ Civil Relief Act (“the ... Read More »

        Can Claim Be Dismissed Because of Expiration of Statute of Limitations? – Christopher

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        “Dear Steve, I received a Summons to appear in Civil Court. The Plaintiff is a collection agency, attempting to collect over $18,000. The Summons included a fax cover sheet from Chase Bank, with whom I had an account years ago. I live in Missouri, and the SOL for open accounts is 5 yrs. My credit report indicates that the account ... Read More »

          Statute of Limitation – Will Debt Go On Forever? – Jennifer

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          “Dear Steve, I had my bank account bounce for a 263.00 credit. now I have over $900 and counting in bank fees. I am berried in debt and unemployed, I want to know how long a debt is valid (statues of limitations) but I don’t understand what is written for the “Oregon statutes of limitation” listed below, can you please ... Read More »

            CACH, LLC is Suing Me for a Debt That is 11 Years Old. – Sharon

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            “Dear Steve, Old debt…MBNA…six companies want me to pay them (different collection agencies)…1998 CACH, LLC has court date for me Sept. 15th…I have a box of proof of what I tried to do…but I am scared to death of going into court… What do I do…for 11 years this has made grow older faster because of lack of sleep, stress…Help ... Read More »

              My Sister Called in Tears Today Over an Old Debt. – Sally

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              “Dear Steve, My sister called me this afternoon in tears. She’s been divorced 10 years now from a man who didn’t pay taxes for three years and drove up the balances on several credit cards. He was ordered to pay the IRS and two credit cards. Her husband tried to start his own business and used credit cards to do ... Read More »

                I Owe Money For a Criminal Case, Court Fees and Fines From 11 Years Ago. – Gary

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                Gary “Dear Steve, I had a criminal case with the fines and court costs of 233$ Over the last 11 yrs this debt was owed and I didnt know it…On the 11th yr a collection agency contacted me saying that I owe this money plus his interest and fee’s…I have anotice from the office of the SHERIFF SERVICE DEPT IN ... Read More »

                  I Work for a Non-Profit and Provide Financial Education. – Talena

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                  “Dear Steve, I work for a non profit company and provide financial education. I have come to a conclusion on bankruptcy and I wanted your opinion. I have a client who fell sick three years ago, and her credit report shows this. All her bills were not payed all in the same month and year. In California, the statue of ... Read More »

                    Did I Screwup When I Made One Payment On An Old Debt? – Dave

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                    “Dear Steve, I have an old debt. It is more than six years old. The collection agency says that they can still collect since I have made a partial payment to them. There is nothing in writing between us. I live in Michigan and the statue of limitations is six years. Did the SOL clock start ticking again when I ... Read More »

                      I Have a Zombie Debt. I Paid a Debt Off That They Want to Collect On Again. – Dawne

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                      Dawne “Dear Steve, I was contacted recently about a debt that I had three years ago. I paid some on it according to the debt collector but I thought I had paid all of it because for the past three years I have not had any contact from them at all. I saw something about statue of limitations and was ... Read More »

                        Statute of Limitations Talk at FTC. Tricks of Collecting on Out of SOL Debt Described.

                        On December 4, 2009 the Federal Trade Commission held a roundtable discussion, actually it was more of a big U) about protecting the consumer in debt collection litigation and arbitration. As they said, “These events examine consumer protection issues in debt collection proceedings against consumers.” If you are the least bit sleepy I don’t recommend that you try to wade ... Read More »

                          I Ran Into a Rough Time and Defaulted on All My Credit Cards. – Scott

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                          “Dear Steve, About 6 years ago I ran into very rough times and defaulted on all of my credit cards. They were all charged off and my credit was ruined. I was too afraid to file for bankruptcy and opted to do nothing (foolish me). At any rate, I was sued by one creditor for $17,000 but the judge denied ... Read More »

                            Kansas Statute of Limitations Question. – KansasDebt78

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                            “Dear Steve, I am currently working on fixing my credit….now I am finding some hiccups My question is fairly simple. I have been back and forth with a well known junk debt buyer. My defense is easy…..SOL has expired. The key problem I am having here is proving that this credit card is indeed considered under the TILA an “open ... Read More »

                              I Have a 12 Year Old Debt I’m Paying On. – Steve

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                              “Dear Steve, I leased a ford vehicle about 12 years ago and had some financial issues and had to turn it back in….long story short I have had money taken from my bank account recently and also made payment arrangements to pay an amount each month of $100…are ther any statue of limitations laws that I should be aware of…do ... Read More »

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