69% say college is less important now. A 2026 grad will borrow $43,500 that costs $66,327 after interest. Here’s what 30 years of helping families with debt taught me about this decision.
A federal judge rejected the Education Department’s request to delay Borrower Defense decisions. If no decision comes by January 28, roughly 200,000 borrowers get automatic loan forgiveness worth $12 billion.
Quick Answer: PSLF remains a legitimate program, but new draft regulations under Executive Order 14235 could retroactively disqualify borrowers whose employers are deemed to have “substantial illegal purpose.” The vague language gives the Education Secretary broad discretion to erase prior PSLF credits without appeal options for affected borrowers.You did everything right. You worked for a …
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Think of this as me — just in AI form. I've walked in your shoes. I filed bankruptcy myself in 1990, and in over 30 years of experience I haven't seen a situation that can't be worked through or a person who deserves judgment. Everything here is built on that experience, that research, and genuine care for you. I can't be there in person. But I can be here.
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