“Dear Steve, My credit score is 580, my husband’s is 608. We are both in our early 30’s and we have a son. We have a combined debt of $31,000 which includes students loans, credit cards, and debt collections. We pay the bills on time but are struggling and have made a couple of late …
“Dear Steve, 1987 Student loan discharged in Chapter 13 bankruptcy that was filed in 1992 and discharged in 1995. Now I am being garnished. What can I do? I have a student loan that was from 1987 that was paid and discharged through a Chapter 13 bankruptcy in 1992. I have the papers to prove …
“Dear Steve, I signed as co-signer for a Sallie Mae student loan for a friend back in about 2003 and in shortly after that about 2005 never had further contact with this person. Later found out that they defaulted in their loan, so Sallie Mae started sending me collection letters. In Nov. 2007 I filed …
“Dear Steve, I need help. I graduated college in 2010 from a good school with a multidisciplinary BA. I was able to find a job within 4 months of graduating, before the student loan grace period ended. I have a federal loan of $122.44/month for 10 years. I also have 2 private loans that are …
“Dear Steve, I went to college and then to Medical college and have about $190k in studnet loans. Originally it was 160K but I did not pay first two year so residency so the loans became 190K last two year I have been paying minium about $18,000 each year but that only covers interestes. Year …
“Dear Steve, Old Unsubsidized and Subsidized School loans(2000, 2001, and 2002) William Ford Direct Loans. From Victor Valley College -Victorville, CA which is a community college. I never graduated and this thing is a mess. I dropped out of school in Jan. 2003 dut to my late brother Mark who died at the age of …
Count yourself among the privileged few if you finish college without accumulating a lot of debt. Unfortunately, the majority of college graduates have student loans to pay off. Depending on the amount of debt you’ve built up, you could end up forking over a portion of your paycheck for years, or even decades, after you …
“Dear Jeremy, I withdrew from my doc studies three months before graduating becuase my spouse became terminnaly ill in 1997. He passed away Dec 20, 2010. From 1997-2011 I became his full time caretaker. I could not work. The student loan people hired various agencies that proceeded to abuse us every day 7 days a …
“Dear Steve, I am the brother of the person in question. I love him very much and fear that he is close to suicide. My brother Paul has both clinical depression and OCD. He has tried to work since leaving school but has never been able to live entirely independently. One or another family member …
“Dear Steve, I went to both law school and business school. I dropped out of law school after a year and a half but borrowed a lot of money for that time since law school is quite expensive, especially for a private school. This pretty much set me back. Business school wasn’t as expensive. I …
