The Education Department Just Published Nonpayment Data for 500 Colleges. Here’s What It Actually Means for You
ED published nonpayment data for 500 colleges. Here’s what actually changes for your loan if you attended one, and what doesn’t.
student loan default
My Paycheck Is Being Garnished for a Defaulted Student Loan. Here’s What to Do Right Now.
A defaulted federal student loan can garnish 15% of your paycheck with no lawsuit. Here’s how the notice, hearing, and rehab options actually work.
Should I Pay Student Loans With a Credit Card?
Putting a student loan on a credit card trades income-driven payments, forgiveness, and death/disability discharge for an unprotected 22%+ balance.
They Said No Creditor Can Ever Touch My Social Security — Except the Government Can
Private creditors can never touch your Social Security. But the IRS can levy 15% for back taxes, and Treasury can offset it for federal student loan debt.
I Have Multiple Wage Garnishments at the Same Time. Here’s What to Do Right Now.
Two or more wage garnishments at once? The 25% federal cap is an aggregate ceiling, not per creditor. Here is how the limits and priorities actually work.
The New Student Loan Autopay Discount Locks Out Borrowers in Default — Here’s the Way Back In
The bigger 1% student loan autopay discount skips borrowers in default. Here’s how to get out of default first — and the 2026 consolidation trap to avoid.
They Said My Student Loans Were Paused. They Lied About What Happened to the Balance.
Paused SAVE student loans? Your payments stopped, but interest resumed Aug 1, 2025 and your balance grew. Here’s the truth and what to do.
12 Million Behind on Student Loans: What Changed in 2026
More than 12 million federal student loan borrowers are delinquent or in default as Trump’s One Big Beautiful Bill Act overhauls the system. New repayment rules, taxable forgiveness, and resumed wage garnishment mean every borrower needs to understand what’s changing.
Student Loan Wage Garnishment Delayed: What to Do Now
The Department of Education delayed wage garnishment and tax refund seizure for the 8.8 million Americans in student loan default. New repayment options launch in July. This is breathing room—here’s how to use it.
Student Loan Wage Garnishment Is Back – And 12 Million Borrowers Are in the Crosshairs
Student loan wage garnishments are resuming for the first time in 5 years. With 12 million borrowers in trouble, here’s what you need to know.
