They Said Student Loan Forgiveness Is Always Tax-Free — Not Anymore in 2026
Forgiveness isn’t always federally tax-free now – the 2021 exclusion expired after Dec. 31, 2025, but PSLF, teacher and disability discharges stay excluded.
Forgiveness isn’t always federally tax-free now – the 2021 exclusion expired after Dec. 31, 2025, but PSLF, teacher and disability discharges stay excluded.
Student loan forgiveness is taxable again in 2026 — but a rule most borrowers have never heard of can erase the bill entirely.
A court dismissed the Trump administration’s attempt to end the SAVE student loan plan in February 2026 — but 22,000+ borrowers who completed their IDR payments are still waiting on discharges. Here’s what the ruling means for you, and the tax trap no one is warning borrowers about.
Student loan forgiveness is now taxable in 2026. A $50K forgiveness could mean $11K in taxes. Here’s what this means for your debt strategy.