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student loan tax

They Said Student Loan Forgiveness Is Always Tax-Free — Not Anymore in 2026

by Steve Rhode

Forgiveness isn’t always federally tax-free now – the 2021 exclusion expired after Dec. 31, 2025, but PSLF, teacher and disability discharges stay excluded.

Student Loan Forgiveness Is Taxable Again in 2026 — What Changed and How to Avoid the Bill

by Steve Rhode

Student loan forgiveness is taxable again in 2026 — but a rule most borrowers have never heard of can erase the bill entirely.

Student Loan IDR Plan Survives Court Battle — But 22,000 Borrowers Are Still Waiting on Discharge

by Steve Rhode

A court dismissed the Trump administration’s attempt to end the SAVE student loan plan in February 2026 — but 22,000+ borrowers who completed their IDR payments are still waiting on discharges. Here’s what the ruling means for you, and the tax trap no one is warning borrowers about.

The Student Loan Tax Bomb Just Went Off – Here’s What It Means For You

by Steve Rhode

Student loan forgiveness is now taxable in 2026. A $50K forgiveness could mean $11K in taxes. Here’s what this means for your debt strategy.

Steve Rhode

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