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We are in Our Late 60s, in Debt, and Afraid. – George

“Dear Steve, Married; living in Texas; age 67 & 66; owe credit cards about $60,000+; Social Security income = about $1500/month; part-time jobs = about $1200/month; own our home (house built in 1908 by great great-grandfather); current on all payments. (Debt is some medical and restoration expense of house to start a B&B that failed.) … Read more

I Want to File a Chapter 7 Bankruptcy in Texas Without an Attorney

“Dear Steve, Been out of work for years, working temp opps as much as possible. Am very frugal! I have a mountain of debt on charged-off credit cards, moved in the last year from CA to TX. Will definitely be filing for C7 bankruptcy. Currently no income, and no ability to pay an attorney… Is … Read more