Adding Tradelines and Authorized Users to Credit Report Can Land You in Court if You Sell Credit Repair

Here is an important lesson for any company or person that is selling any service that uses added authorized users or tradelines to a consumer credit report in order to improve the credit score. The information below comes directly from the case filed by the Federal Trade Commission and to make sure people don’t feel …

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Using a CPN in Place of Your Social Security Number Can Land You in Jail


Recently I wrote this post about people who are selling CPN numbers to use in place of Social Security Numbers to apply for credit. The post busts open the incorrect belief that people can use a CPN sold online to get a new credit history. CPN typically stands for a Credit Profile Number, Credit Protection …

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