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  • Interesting Lawsuit Against TransUnion on Credit Dispute With Wells Fargo

    On December 12, 2018, David Lacks Sued TransUnion and Wells Fargo Home Mortgage over what appears to be a very irritating situation after staying current on his home mortgage. Lacks filed for a Chapter 7 bankruptcy but...

    • Posted December 20, 2018
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  • The Credit Repair Death of Pay For Delete to Remove Old Bad Credit

    It’s coming. Big changes are in the works for consumers with old bad debts owned by debt buyers. Sources inside the debt buyer and debt collection industry are secretly making positive changes about reporting old accounts. These...

    • Posted November 2, 2016
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  • Whispers On Big Changes Coming for Credit Reports That You Need to Know

    Credit reporting in the United States has been a mess. It seems now for decades we have one revelation after another about how inaccurate your credit reports is. These errors can significantly impact credit scores without knowledge....

    • Posted October 11, 2016
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  • Shouldn’t I Be Able to Get All My Credit Scores? – Eugene

    Question: Dear Steve, My situation, my credit scores are in the low 600’s and am trying to get all my credit cards under the 30% threshold and at the same time reduce my total debt. My problem...

    • Posted August 29, 2016
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  • TransUnion Releases Yet Another Credit Scoring Number – CreditVision

    TransUnion (NYSE: TRU) released today CreditVision®, the first credit score in market to combine both trended credit bureau data and alternative data sources — creating a more precise picture of consumer risk and their ability to manage...

    • Posted October 9, 2015
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  • Your Biggest Credit Report Complaint May Be Getting Fixed

    Recently the three major credit reporting agencies — Equifax, Experian and TransUnion — agreed to a settlement with the New York Attorney General’s office to overhaul the national credit reporting process to better serve Americans. The agreement...

    • Posted March 11, 2015
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  • Is Your Better Credit Score Just Waiting For You?

    A recent TransUnion study found that more than 23 million U.S. consumers would be classified as Super Prime, the highest-rated consumer credit risk group, when evaluated by TransUnion’s CreditVision® risk score. Compared to the use of a...

    • Posted March 4, 2015
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  • The New Credit Score That Rewards You for Paying More Than the Minimum

    TransUnion, one of the three major credit reporting agencies, has made several changes in the last few years to the credit reports it provides consumers, in addition to developing a new credit score to help lenders better...

    • Posted March 4, 2015
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  • TransUnion Won’t Report My Accounts Correctly That Were in My Bankruptcy

    “Dear Steve, I filed bankruptcy and my creditors are still reporting delinquent debts. Chapter 7 bk filed on 9/18/2010. Trans Union are reporting all of these account w/ delinquency after my filing. Its very frustrating I have...

    • Posted August 18, 2014
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  • Your Credit is Riskiest if You Live in Mississippi or Texas.

    The TransUnion Credit Risk Index, a statistic developed to measure the changes in average consumer credit risk within various geographies, increased 1.98 percent from 124.79 in the fourth quarter of 2008 to 127.26 in the first quarter...

    • Posted December 8, 2009
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  • Car Loans Falling Further Behind released today the results of its analysis of trends in the auto lending industry for the third quarter of 2009. The report is part of an ongoing series of quarterly consumer lending sector analyses focusing on...

    • Posted December 1, 2009
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