TransUnion’s $8.3M Bankruptcy Remark Settlement — Claim by Oct. 30
TransUnion’s $8.31 million bankruptcy settlement closes October 30. Here’s why the word can outlive the filing, and what to check on your own report now.
transunion
A Credit Report Error Is Blocking My Mortgage Approval. Here’s What to Do Right Now.
A wrong item on your credit report can stall or kill your mortgage approval. Here’s how to dispute it fast and what a rapid rescore really does.
My Credit Dispute Was Rejected and They Won’t Say Why. Here’s What to Do Right Now.
A rejected credit dispute means one of two very different things under federal law, and only one requires an explanation. Here is what to do next.
They Said a Free Credit Report Every Week Is a Legal Right. It’s a Bonus the Bureaus Could Take Back.
Federal law guarantees one free credit report per bureau every 12 months — the weekly free access you rely on is voluntary, not a statute.
TransUnion Just Confirmed What I Saw Inside Credit Counseling: Debt Settlement Can Hurt Your Score Worse Than Bankruptcy
TransUnion found settlement enrollees who were still current when they enrolled fell 96 points, 645 to 549, measured six months before to six months after. Here’s what it leaves out.
A Court Just Let People Sue TransUnion Over a Credit File Allegedly Sold to a Fake Collector. Here’s How to Protect Yours (June 2026)
A judge let a class action against TransUnion proceed over a report allegedly sold to a fake collector. The one habit that stops these calls cold.
Student Loan Balance Doubled on Credit Report? DOE Faces Class Actions
Two federal class action lawsuits claim the U.S. Department of Education is reporting inaccurate student loan data to credit bureaus — including balances that appear doubled and delinquency flags affecting 5 million borrowers who did nothing wrong.
Why Your TransUnion or Experian Dispute Isn’t Working — And What to Do
A ProPublica investigation found Experian’s consumer relief rate collapsed from ~20% to under 1% in 2025. TransUnion dropped ~50%. Here’s why — and what to do when your dispute goes nowhere.
Personal Loans Are Booming: When Consolidation Helps and When It Doesn’t
Personal loan debt hit $276B with 25.9M borrowers. Does using a personal loan to pay off credit card debt actually make sense? The math by credit score.
CFPB Is Making It Harder to Complain About Financial Companies
The Consumer Financial Protection Bureau is adding new barriers to its complaint portal — including disclaimers, proposed two-factor authentication, and complaint limits — after lobbying from the credit bureau industry. Consumer advocates say the changes will hurt the people who need the system most.
