We Are Stuck in a Debt Rut and Can Never Get Ahead

Question: Dear Steve, Spinning wheels, getting nowhere. My wife and I are $65K in credit card debt. I have predictable, steady income ($70K/yr). Though my wife’s income potential as a truck driver is greater than mine, her income is not steady or predictable. For the last 3 years we go through the same cycle over … Read more

How Can We Get Bank of America to Modify Our FHA Mortgage. We Make Less Now. – Dana

“Dear Andy, I was injured and out of work for over a year,and required surgery. My husband was a truck driver, and leased a truck, that was new, and kept breaking down. He could not hardly make enough money to pay the bills,except the mortgage payment. We had to also let a car go back … Read more

I’m Getting My Wages Garnished for a Tractor Trailer School I Never Went To. – Daniel

“Dear Steve, 1987 FILLED OUT FOR TRACTOR TRAILER SCHOOL,THE SCHOOL IS IN BOSTON ,THEY CAME TO NEW JERSEY TO TRY TO RECRUIT STUDENTS,DIDNT HAVE LICENSE AND WAS TOLD TO FILL OUT APPLICATION AND WE’LL SEE WHAT WE CAN DO MEANWHILE TRY TO GET YOUR LICENSE ,THATS THE LAST I HEARD UNTIL2010 SAYING I OWE FOR … Read more

Where Do I Turn for Help When I Can’t Afford My Bills? – Barbara

“Dear Steve, I’m a over the road truck driver. I still have fairly good credit but losing it fast. I work for a company with my husband. We had some bad luck and lost over half my pay check for more than 3 weeks. It’s like every time we turn around we are sitting for … Read more