My Friend Asked the Collection Company to Validate a Debt But They Are Still Contacting Them. – Edward

“Dear Steve, A friend of mine told me that after an 8+ year association with a cell phone carrier, when changing to another carrier, the prior said she owes @ $500.00. When contacting the carrier, she was told there was a change on her account in 2012 that made a “new agreement.” But this “change” … Read more

How to Dispute and Ask a Debt Collector to Validate a Debt

If you have been contacted by a debt collector that is not the original creditor or representing the original creditor, I think it would be smart to ask the debt collector to validate the debt and prove you actually owe it if there is any doubt on your part you owe the debt. Many debts … Read more

Debt Validation Finally Defined. What You Should Ask a Collector or Creditor for to Validate a Debt.

So much stuff has been written advising people to get their debts validated. I’ve asked professionals and lawyers all over for a definition of what this actually means and until now, nobody really knew. Was validation of a debt achieved if the lender simply acknowledged an account was present or did it require documentation of … Read more