My Ex-Husband Screwed Me Over With My Student Loans

Study looking angry

Question: Dear Steve, I paid on consolidated student loans for 10 years religiously. My ex was very shady with money and never paid my loan off (he controlled the finances) as I demanded when we were married and I was making ridiculous $$. It was my goal to pay off 14k I graduated with in … Read more

I Moved Back to Florida But Concerned My Wages Will be Garnished Over a Student Loan

Question: Dear Steve, Hi, Steve; This is my actual situation: I have a private student loan debt over $35,000 with Chase Bank dated since 2003. After few years making payments I lost my job and moved out of the country for other issues, then last year (06/2019) I moved back with my family (wife and … Read more

I’m Disabled and Being Sued About Past Due Credit Card Debt

Question: Dear Steve, I am being sued over a $2600 debt with CC company. I am fully disabled. My income comes from two sources, SSDI and private disability insurance. I know that SSDI is not garnishable, however, it’s unclear whether my private disability insurance is garnishable. Wisconsin statues regarding this matter at best are extremely … Read more

My Student Loan Was Consolidated But I’m Still Being Garnished

Question: Dear Steve, In September of 2016, I had a defaulted student loan that went into wage garnishment. At the time of garnishment, I owed approximately $5000 and additional $2000 in fees and interest for a total of $7000. When the garnishment started I decided to let it go assuming it would be paid in … Read more

Is There Any Hope to Stop My Student Loan Wage Garnishment and Tax Refund Intercept?

Question: Dear Steve, I was just wondering if you could give me some advice on a 25-year-old student loan for $7,000 which got me in trouble. Any advice you can give me my question is if there is any help out there for me I am paying interest on interest for 25-year-old $7,000 student loan … Read more

Can You Tell Me the Truth About Stopping My Student Loan Wage Garnishment?

Question: Dear Steve, I have a moderate size of college loans that are in default. I was not and am not able to get a good paying job after school, so I was not able to make payments at all (which looking back on this was stupid that I didn’t try to make some sort … Read more

I Got Sued Over an Old Debt and Alegedly Served a Summons in a State I’ve Never Lived In

Question: Dear Steve, I have a garnishment from a law firm debt collecting place who summonsed me to court and I failed to show up so they rendered judgement against me. I had no summons served to me. I had no clue about any of this at all until I received a letter in my … Read more

The Student Loan Rehabilitation Payment They Want is Too High

Question: Dear Steve, We have had our pay garnished on student loans for over a year. They say the only way to get out of this is to pay the additional 500.00 a month on both garnishments. We have been turned down for loan consolidation by the us dept of education. Brenda Answer: Dear Brenda, … Read more

How Can We Stop the Government From Taking Our Money For Student Loans? – Tammy

Question: Dear Steve, My husband had a student loan in 98 we filed bankruptcy and it was just over from 5 years ago now they are garnishing his pay 15%. The school closed 2 years after he took out this loan. They took his taxes how do we get copies from back in 98-2001? How … Read more

ECMC and Allied Are Garnishing Me Over Past Due Federal Student Loans – Shelia

Question: Dear Steve, Two defaulted federal loans purchased by ECMC, though they have now been shifting it back and forth between Allied, etc. They garnished a total of $4000 from my wages over the years, allegedly applying it to my loans, showing what percentage was being applied to fees and interest, and showing my total … Read more

I Defaulted on My Student Loan Rehabilitation. How Do I Stop My Wage Garnishment Now? – Sergio

Question: Dear Steve, I graduated college 10 years ago. To be honest I went to one school for a few years and got kicked out for grades. I then took a few years off but then went back to school and got my Associates Degree. Now that I am in my 30’s I finally want … Read more