I Just Got Out and There Are Judgments Against Me I Didn’t Know About. Here’s What to Do Right Now.
You just got out and found a judgment you never knew about. Here is why it happened, and the exact steps to find, challenge, and possibly vacate it.
Wage Garnishment
See my research, posts, and articles on wage garnishment, including how it works, legal protections, and ways to stop it. Click the link to learn more!
I Went to Court and Lost My Debt Case. Here’s What to Do Right Now.
You went to court and lost the case. Here are your real options now: appeal deadlines by court type, what the judgment allows, and how bankruptcy affects it.
The Education Department Just Published Nonpayment Data for 500 Colleges. Here’s What It Actually Means for You
ED published nonpayment data for 500 colleges. Here’s what actually changes for your loan if you attended one, and what doesn’t.
I Filed Bankruptcy and a Creditor Is Still Trying to Collect. Here’s What to Do Right Now.
A creditor still collecting after your bankruptcy filing? Learn how to enforce the automatic stay under 11 U.S.C. 362 and what damages you may be owed.
Can Debt Collectors Take VA Disability? What I Tell Veterans When the Truck Dies and the Calls Start
Short answer: no. VA disability pay is exempt from creditors under federal law — but a dead truck loan isn’t. Here’s what collectors can and can’t touch.
I’m Being Evicted and Debt Collectors Are After Me at the Same Time. Here’s What to Do Right Now.
Facing eviction while debt collectors call nonstop? Protect your housing first, verify debts before you pay, and know what bankruptcy’s stay can and can’t do.
My Paycheck Is Being Garnished for a Defaulted Student Loan. Here’s What to Do Right Now.
A defaulted federal student loan can garnish 15% of your paycheck with no lawsuit. Here’s how the notice, hearing, and rehab options actually work.
I Owe Everyone at Once, and Retirement Isn’t Far Off. Here’s Where to Actually Start.
Taxes, student loans, old collections, and divorce debt at once, with retirement close? Here’s the real order of operations, and what bankruptcy can erase.
The IRS Is Taking Money From My Paycheck. Here’s What to Do Right Now.
The IRS levied your wages, and unlike most garnishments it’s continuous. Learn the exempt amount, your 30-day appeal deadline, and how bankruptcy can stop it today.
They Said a Debt Collector Can Sue Me Wherever They Want. Federal Law Says Otherwise.
Federal law limits exactly where a debt collector can sue you over a debt. Here’s the FDCPA venue rule and what to do if you’re sued far from home.
