PenFed Credit Union Slashed My Limit Despite Perfect Payment History – Denise
Reader Question from Debt-free Denise “I paid my PenFed Credit Union cards every month on time. Never missed a payment in 2 years. I paid both off ($15k) in February. Reasoning they reduced my limits was that Equifax stated 1 of 3 possible reasons: My Answer: Hi Denise, thanks for the great question—and for doing …