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I’ve Been Solicited by Wites and Kapetan to Restructure My Debt. – Margaret

“Dear Steve, Ups and downs of commission-based salary coupled with tendency to put off tax debt to year end has resulted in 15 yr. accumulation of over 150K unsecured debt, most 3-9 months past due. Total equity less than 100K. Reduced income is allowing payment of mortgages and basic expenses, but little else. Have no …

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