Starting November 1, 2014 the GetOutOfDebt.org website will begin offering a toll-free hotline to assist readers who want debt help and questions answered as quickly as possible.
There is no charge to call this hotline. You are not obligating yourself to any expense or service by calling for free advice.
Up until now I have avoided such referral relationships because as a journalist I always try to maintain a separation between advertisers, or in this case, referral hotline participants, and my writing. The reason for this is the same as why every good newspaper maintains a separation between the editorial (writing) side and advertising, to avoid any influence by advertisers.
Currently ads on the GetOutOfDebt.org site are managed by Google AdWords. I have no input who advertises and all of that is managed entirely by Google. As you would naturally assume the ads managed by Google provide some income to keep the site going. Accordingly, calls to the hotline will provide some income to the site as well.
The GetOutOfDebt.org site does NOT collect any information on hotline callers. Any information shared would be between the consumer and the independent hotline participants. If a consumer does not want to share their personal contact information to get advice, don’t share it.
Final Evergreen Advice
But as always, I stand behind my past advice for anyone considering working with any debt relief company and offer the free guides to help screen the company you select.
- The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
- 10 Must Do Steps to Find the Best Credit Counseling or Debt Settlement Company for You
- How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
While independence and screening are built into this hotline process it is not a free pass to not do your own homework to make sure you have selected the company or person you are most comfortable working with.