I delayed for years writing an about me page. But after several recent requests I thought I’d finally breakdown and do it.
My Life Philosophy
Kindness trumps evil. Good wins. Practice Safe Debt. (Click to Tweet)
I try to live my life and conduct business by a very simple mantra, “If you do good things, good things happen.” For the most part I have lived that philosophy and have spent nearly all my adult life helping others.
If you follow this site you will find I extend that belief by also investing in financial literacy projects through DonorsChoose.org and Kiva.org to help people start small businesses all around the world. Here is my Kiva.org page.
Now the Debt Stuff
In 1990 I went bankrupt after the economy tanked and my real estate company failed. You can watch the video of that experience below.
After having lived through tough money troubles in 1994 I founded a non-profit organization to help people find a path through their financial troubles and solutions for debt problems. At that time the group was called Debt Counselors of America. We later changed the name to Myvesta. During my time there the organization grew from two employees to seventy. The larger the group got the less fun it was and not long after my cross country motorcycle tour (which you can watch here) where I interviewed people about credit and debt, I decided life was more important than working myself to death. So in early 2004 I stepped down as president of Myvesta for a year to spend time enjoying life and my family more. I remained the chairman of the board and returned a year later as president. In 2006 I closed the organization down when our big office lease expired. From the experience I learned I loved helping people but I hated managing a big organization. It just wasn’t fun.
During my time at Myvesta we created the first organization of its kind that had a wide range of help and support for people with money troubles. We had staff psychologists, lawyers, mediators, employment specialists, CPAs, tax experts, etc. We even opened the first inpatient treatment program for compulsive spending issues. Our work got a lot of positive press.
I had a syndicated Q&A advice column that ran in 50 papers and I guess that’s where I got the writing bug. I also wrote three books during that time. You can download them for free from this site.
I also did a lot of television and radio appearances as a consumer debt expert. I’ve been on FOX, CNN, ABC, NBC, MSNBC, and local stations. I also had my own radio show as well. I was constantly interviewed by newspapers during that time also.
I am now an investigative reporter and journalist that specializes in covering consumer debt and the debt relief world.
News Outlets I Write For
This site is also one of the few trusted debt advice sites recommended by Dr. Phil and listed as a Dr. Phil Recession Resource.
A top debt site named by:
I’m also the author of two of the top six personal finance books on iTunes.
I’ve also worked with some celebrities that had money troubles as their personal coach and I appeared as a money coach on the television reality show, Starting Over.
I’m also the Get Out of Debt Guy on WRAL television, where I also help consumers for free.
Some of the Other Places You’ve Seen Me
Here is a interview about me that describes my approach and philosophy.
After my Myvesta days I then started a global social enterprise, the Myvesta Foundation, to help people in other parts of the world that had financial troubles. In 2006 and 2007 I lived outside Liverpool, England where I worked to create solutions to help UK residents with debt problems.
I’ve been invited to Parliament to offer advice on financial literacy and I also assisted in the creation of debt help groups in Ireland, South Africa and the Netherlands and traveled extensively in Europe studying the different debt assistance approaches of the different countries. In 2007 I was a guest speaker at a conference in Berlin.
Here are some debt interviews I shot outside the Tower of London one day while I lived in England.
In 2008 we came back to the United States on a trip. One really cool part was taking the helicopter from JFK to Manhattan at night.
During that trip we spent three weeks driving from New York to San Francisco and during that trip I fell in love with America all over again and got homesick. Not long later we moved back to the United States and shortly afterwards I started to spend my time helping people for free with debt problems through the GetOutOfDebt.org site.
I think testimonials speak louder than any words I could write and for me they are more important. If you’d like to read some about me, click here.
- Online News Association
- Reporters Committee for Freedom of the Press
- Electronic Frontier Foundation
- Society of Professional Journalists
- Society of Business Editors and Writers
- Center For Investigative Reporting
Since writing the information above I had the pleasure of attending a White House press conference as a representative for this site to cover debt relief news. Okay, it was pretty cool to do that. Here are some photos from that visit.