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IBR Forgiveness Just Got Frozen. What Happens Next Could Wreck You
Let’s not sugarcoat it: If you were counting on student loan forgiveness through Income-Based Repayment (IBR), you’ve just been thrown into limbo. The Education Department hit pause on all IBR discharges—no timeline, no guarantees, just a vague promise they’ll get back to it “once they figure things out.” Sound familiar? Let’s break down what’s really…
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Big Parent PLUS Changes Are Coming: What You Must Know Right Now
Title: 🎓 Parent PLUS Changes Are Coming: What You Must Do Before June 30, 2026 A clear roadmap for parents to avoid losing access to loan forgiveness and income-driven repayment 🚨 Let’s Start with the Big Red Flag If you’re a parent with a Parent PLUS loan—or you’re considering taking one out for your kid’s…
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Major 2025 Student Loan Changes: What Borrowers, Parents & Students Need to Know
If you’re a student, parent, or borrower wondering what’s really happening with student loans in 2025, buckle up — because Congress is proposing sweeping changes that could reshape how college is paid for in America. The College Cost Reduction Act of 2025 aims to overhaul federal student aid, with major implications for loan forgiveness, repayment…
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How Retail Credit Cards Are Driving Americans Into Bankruptcy—and Why It’s Worse Than You Think
You walk into Macy’s for a new outfit. The cashier says, “Wanna save 20% today by signing up for our card?” Sounds like a no-brainer. But what if that one decision quietly added seven years of debt to your life? That’s exactly what’s happening to millions of Americans right now. Retail credit card debt isn’t…
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When Love Gets Awkward: The Truth About Financial Intimacy
Financial intimacy might sound scary to some but we need to have a little friendly chat about it. You can share a house. Share a bed. Even raise a family together. But when it comes time to share your credit score? That’s where a lot of people suddenly get real quiet. Listen to My Financial…