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Kohl’s Credit Card – Scam, Complaint, Review, or Praise?

Please share your experience with Kohl’s Credit Card and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others who have used Kohl’s Credit Card in order to make a more informed decision regarding their experience with Kohl’s Credit Card. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received from Kohl’s Credit Card?
  • Was Kohl’s Credit Card easy to communicate with before or after you became a customer?
  • Did Kohl’s Credit Card respond to your communications promptly?
  • What were the fees charged by Kohl’s Credit Card?
  • Did Kohl’s Credit Card give you the terms and conditions for the credit you were interested in before you gave them any personal information?
  • Was Kohl’s Credit Card helpful in assisting you with your financial needs?
  • Did you have a really good experience with Kohl’s Credit Card you can share?
  • Did you have a bad experience with Kohl’s Credit Card you want to share?
  • Is there any other information you’d like people to know that might be considering using credit fromKohl’s Credit Card?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the services of Kohl’s Credit Card. But everyone does deserve to have an opportunity to express their opinion, even Kohl’s Credit Card itself, be it good, bad, or indifferent.

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  • pily ortiz

    Well I am in the same situation as another commenter. I took out the Kohls card to save 10 percent on my purchase. I paid the balance in full, I thought. I live in South America and didn’t think anymore about the 100 dollar purchase I had made back in April. So I get a call from my nephew saying he is getting urgent mail from Kohls about an overdue payment. I call and they tell me I owe 6 months late fees on an additional 20 dollar purchase I made that didn’t make the original billing statement. To my shock, I owed 170 dollars on a 20 dollar credit card purchase. It was certainly my fault for overlooking the additional 20 dollar purchase but 25 a month late fees an a 20 dollar debt is crazy.I paid the full amount today and have learned a valuable lesson. Saving 10 dollars ended up costing me 160 dollars. I can only hope others will be wiser that I was to this credit BARGAIN.

  • Angela Edwards

    I am investigating into a possible class action lawsuit against Kohl’s for charging credit card customers for plans they did not sign up for, such as “account ease.” I welcome the opportunity to speak with you about your experience and there is no financial obligation to you. Thank you for your consideration.
    Angela Edwards
    Law Office of Angela Edwards
    East Longmeadow, MA 01028
    (413) 525-3820
    (413) 214-8870 (cell)
    [email protected]

  • Jfsinkhorn

    I received my bill this month for 22.03 plus 15.00 charge, this distrubeds me the payment was 1 day late because I had been out of town for a month and it was due that day I returned so I went to the store and payed.  I have never been late in the years I have had your card and feel this was not justified.  The bill in mention was only 17.11, I understand late is late but feel as though I have been a loyal customer and this should stand for something.  Judy Sinkhorn

  • D. Matt

    Kohls credit is a scam. I was charged late charges of 25.00 and was supposed to be credited back because of kohls mistake…instead the credit was not credited back and it went on my credit as negative. The good thing is, I recorded every phone call to customer care and kohls corporate office VP. And I have 2 confirmation numbers so I am filing a complaint with BBB and fair credit reporting agency. Kohls customers beware check your account online frequently you will find out exactly what I’m talking about.

  • Jesusvaldez2214

    Khols was charging me almost 16 $ a month 4 something that I never even new about. Will never shop there again

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