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Author Archives: Research Department

NFCC© Helps Consumers Fight Rising Home Energy Costs

3D Press Release Crossword

The National Foundation for Credit Counseling© (NFCC©) offers tips to help ease the financial pinch of seasonal energy consumption. Washington, DC (PRWEB) June 26, 2015 Sizzling heat and freezing temperatures can take a sizable chunk out of household budgets throughout the year, making seasonal extremes seem even more miserable. The Energy Information Administration (EIA), in a report released June 9, ... Read More »

    Miami Dade College Student Sentenced to Two Years in Prison for Stolen Identity Tax Refund Fraud Scheme Involving Student Financial Services Accounts

    Ready to Collapse

    A Miami Dade College student was sentenced to 24 months in prison, followed by two years of supervised release, and was ordered to pay restitution in the amount of $ 7,712, for his participation in a stolen identity tax refund fraud scheme involving his student financial services account. Wifredo A. Ferrer, United States Attorney for the Southern District of Florida, ... Read More »

      Ric Edelman’s TV Show to Air Throughout Southeast Asia

      3D Press Release Crossword

      FAIRFAX, VA (PRWEB) June 04, 2015 The Truth About Money, the award-winning Public Television show hosted by acclaimed financial advisor Ric Edelman, will soon be airing in Southeast Asia, Edelman Financial Services announced. Broadcast rights for 78 episodes of The Truth About Money with Ric Edelman were purchased by Bright Lights Media of Singapore for its Simply Money cable network, ... Read More »

        Two Debt Settlement Individuals Plead Guilty to Conspiring to Defraud Consumers through Fraudulent Debt Relief Services Firms

        mans hands behind bars in jail or prison

        Two individuals pleaded guilty today for their roles at fraudulent debt relief services companies that offered to settle credit card debts but instead took victims’ payments as undisclosed up-front fees, the Justice Department and U.S. Postal Inspection Service (USPIS) announced. Athena Maldonado, 30, and Christopher Harati, 31, both of Orange County, California, pleaded guilty to a one-count information alleging conspiracy ... Read More »

          National Debt Relief Explains How To Get A Loan Without The Bank

          Crime Or Corruption Cartoon Illustration

          Miami, FL (PRWEB) June 02, 2015 National Debt Relief shares in a recent article published May 28, 2015 how consumers can take out a loan without the need to go through a bank. The article titled “The New Way To Get A Loan That Banks Don’t Want You To Know” shares how consumers who are in need of funds to ... Read More »

            Ashworth College Settles FTC Charges it Misled Students About Career Training, Credit Transfers

            ftc

            Ashworth College has agreed to settle Federal Trade Commission charges it misrepresented to students that they would get the training and credentials needed to switch careers or get a new job, and that the course credits they earned would transfer to other schools. In reality, many programs offered by the for-profit institution did not meet state requirements for desired careers, ... Read More »

              Consumer advisory: Your benefits are protected from garnishment

              201505_cfpb_most-debt-collectors-cant-garnish-your-social-security-or-va-benefits

              May 13 2015 By Nora Dowd Eisenhower and Holly Petraeus Older Americans, like many of their younger counterparts, increasingly have debts in collection. Over one-third of the complaints that older consumers submit to us are related to debt collection. In some of these complaints, consumers told us that debt collectors threatened to garnish their benefits from Supplemental Security Income (SSI), ... Read More »

                Tell us about your student debt stress

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                May 14 2015 By Seth Frotman If you are paying back student loans, you are not alone. Over 40 million Americans are repaying more than $ 1.2 trillion in outstanding student loan debt. Significant debt can have a domino effect on the major choices you make in your life: whether to take a particular job, whether to move, whether to ... Read More »

                  American Families Are Still Unsure How to Save for College

                  3D Press Release Crossword

                  Pittsford, New York (PRWEB) April 17, 2015 Savingforcollege.com’s second Annual College Savings Survey indicates that while 75% of parents and grandparents are very confident that their children or grandchildren will attend college and want to help fund it, 59% have not yet begun to save. Similar to 2014 findings, those who are not saving cite a lack of time to ... Read More »

                    Moms Know Best about Being Frugal

                    3D Press Release Crossword

                    Boston, MA (PRWEB) April 27, 2015 A new survey from BeFrugal.com finds savvy spenders can celebrate mom this Mother’s Day while making her proud. According to the results, over eight in ten (81%) Americans say their mothers have shared financial wisdom with them, and 85% say their mom taught them to be frugal. FINANCIAL ADVICE FROM MOMEighty-one percent of Americans ... Read More »

                      Higher Ed Lobby Quietly Joins For-Profit Schools to Roll Back Tighter Rules

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                      Several hundred students from for-profit colleges rallied in front of the Capitol in 2010, protesting the Obama administration’s efforts to regulate the industry. (Susan Biddle/The Washington Post) The Obama administration is set to achieve one of its top domestic policy goals after years of wrangling. For-profit colleges, which absorb tens of billions of dollars in U.S. grants and loans yet ... Read More »

                        Court Halts Mortgage Relief Operation that Targeted Homeowners Facing Foreclosure

                        Woman in home office with computer and paperwork frowning

                        Some People Lost Their Homes: Paid Defendants Instead of Making Mortgage Payments At the Federal Trade Commission’s request, a federal court halted a sham operation that allegedly told financially distressed homeowners it would help get their mortgages modified, but instead effectively stole their mortgage payments, leading some to foreclosure and bankruptcy. The FTC seeks to permanently stop the scheme and ... Read More »

                          The Downside Of Low Interest Credit Cards

                          3D Press Release Crossword

                          New York, NY (PRWEB) April 20, 2015 National Debt Relief recently shared in an article published April 14, 2015 how consumers can better understand how low interest credit cards work. The article titled “Advice About Low Interest Credit Cards That May Totally Shock You” lists down some of the things that people might miss out when opening low interest credit ... Read More »

                            National Debt Relief Shares The Good News For Consumers With Bad Credit

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                            Philadelphia, PA (PRWEB) April 12, 2015 National Debt Relief recently shared in an article published April 6, 2015 how consumers who has either a very low credit score or zero credit score can finally have an easier access to credit. The article explains how FICO came up with the pilot program and who will mostly benefit from this development. The ... Read More »

                              National Debt Relief Shares An Easy Budgeting Technique

                              I personally hate the process of data gathering and tracking spending, but that doesn't mean it's not a critical step and something we each have to do in order to make wise decisions.

                              Miami, FL (PRWEB) April 11, 2015 National Debt Relief recently shared in an article published April 2, 2015 how consumers who hate budgeting can deal with it in the simplest way possible. The article titled “Budgeting For People Who Hate Budgeting” aims to share a budgeting technique so simple that people who hate it and even those that are doing ... Read More »

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