Latest Posts
Home > Debt Articles (page 30)

Debt Articles

US Debt Relief Center Mailer Seems Over the Line

Screen Shot 2013-07-06 at 12.18.27 PM

I thought the day of the fake looking official mailer from Washington, DC were over. I was wrong. An entity called US Debt Relief Center is sending out mailers offering debt settlement services. An amazing reader sent in a new debt relief mailer through my I Buy Junk Mail program. Front This mailer and several others I’ve posted recently are ... Read More »

    World Law Debt, Meet Oregon

    Panic attack

    World Law Debt might want to read the tea leaves facing them from recent actions by North Carolina and now Oregon. Read past article on World Law Debt On July 1, 2013 the Oregon Department of Justice and Department of Consumer and Business Services sued Swift Rock Financial, Wold Law Debt, World law Direct, World Law Group, World law Plan, ... Read More »

      A Look at American Credit Shield and What They Are Offering

      past due

      A debt relief industry insider and tipster (send in your tips here) forwarded me a copy of an agreement they received from a consumer from a new company called American Credit Shield. The tipster (send in your tips here) said the consumer was being charged a fee of several thousand dollars to participate, a monthly fee and another fee that ... Read More »

        New Bank Guidance Can Be a Debt Collection Game Changer

        The Office of the Comptroller of Currency has issued guidance to banks it supervises that will be used to supervise the bad debt and debt collection practices of banks. The new guidance is not a rule yet but it is the OCC document on what is “best practices.” The focus of the rule is bad debt that is sold and ... Read More »

          Here It Comes. CFPB Supervision of Debt Relief Industry and Credit Counseling.

          Screen Shot 2013-07-02 at 5.18.20 PM

          The CFPB has released their final rule covering nonbank providers and the rule appears to sweep up all of the debt relief world. The rule will become effective 30 days after publication in the Federal Register. It is my understanding this will be published on July 3, 2013. The CFPB rule making document makes it clear companies who believe they ... Read More »

            Debt Relief Legal Front Victimized Thousands Says FTC

            This appears to be a variation of a mailer many have received.

            The Federal Trade Commission just released the seal on actions it took to shut down a debt relief company that has appeared on this site before. – Source In an announcement made today, the FTC filed a complaint under seal against A to Z Marketing, Apex Members, Apex Solutions, Backend, Expert Processing Center, Smart Funding, William D. Goodrich Attorney, WDG ... Read More »

              Legal Solutions Debt Sends Out D-42 Mailer Claiming Non-Profit Status and Mortgage Modification

              WLD v LDS

              A reader reached out to me and wanted to know more about a mailer they received that claimed to offer a mortgage modification. Additional details were even more surprising. An amazing reader Sassyfrass send in a new debt relief mailer through my I Buy Junk Mail program. The mailer is below. Outside As you can see the outside of the ... Read More »

                How Apps and Smartphones Can Save You Money 

                Smartphone with cloud of application icons

                Apart from its basic functions, mobile devices have opened new windows of possibility when it comes to managing our finances. These powerful tools when used smartly can save you money and get you out of debt. In this post, we are going to talk about money-saving apps and ways to cut down your mobile expenses  Finding the Right Smartphone Saves ... Read More »

                  American Debt Mediators Sends New Offer to Consumers

                  Screen Shot 2013-06-30 at 10.56.16 AM

                  Not that long ago I reviewed an offer sent to a consumer from American Debt Mediators. You can see that offer here and the points I felt were misleading in the offer mailed and their website. But an amazing reader just sent in a new debt relief mailer through my I Buy Junk Mail program. The Envelope Sent from Santa ... Read More »

                    How Bad Guys Use Google as a Weapon to Silence Journalists and Investigative Reporters and How You Can Fight Back

                    But the difference is reporting is based on verifiable facts and truthful. The attacks that target journalists, like myself, are based on lies.

                    This article is going to revel a lot of secrets that bad guys use to silence investigative reporters like myself. But these tricks are already being used now by some and unless we can talk openly about these issues they will only get worse and more reporters and bloggers will find themselves silenced by bad people who don’t like what ... Read More »

                      The National Distressed Asset Relief Program Mailer. LOL. OMG.

                      darp

                      Just in, a mailer sent out to consumers for The National Distressed Asset Relief Program with it’s live not a reach check attachment. An amazing reader pplschmp send in a new debt relief mailer through my I Buy Junk Mail program. The Guts Sometimes these mailers make me laugh out loud. They are so ridiculous. But this one had me ... Read More »

                        FTC Goes After More in Alleged Credit Card Interest Rate Reduction Scam

                        robbery

                        The Federal Trade Commission continued its crackdown on credit card rate reduction scams by adding eight new defendants to a case the agency brought last year, including a payment processor it alleges assisted in the fraud. The FTC filed an amended complaint against the defendants behind the firm Treasure Your Success (TYS), which allegedly made deceptive “cardholder services” robocalls, promising ... Read More »

                          Fresh Start Legal Advocates. Who Are They? And Then It Gets Weird.

                          Screen Shot 2013-06-21 at 10.24.20 AM

                          An interaction yesterday with a Kevin Jackson from Thomassen Law Group (if that is even a real entity) sparked my interest in Fresh Start Legal Advocates. Kevin referred to the party identified on the post card sent to consumers as “Fresh Start” and appears to indicate they are an affiliate or lead generator for Thomassen Law Group (I’m still unable ... Read More »

                            Debt Reduction Department Mailer Promises Underwriting and Approval

                            img_0002

                            I have a mailer in from of me that was sent from an entity who describes themselves with an extremely generic name, Debt Reduction Department. An amazing reader Kiwi101 send in a new debt relief mailer through my I Buy Junk Mail program. The mailer says the company is located at: Debt Reduction Department PO Box 4668 #66587 New York, ... Read More »

                              American Debt Mediators Debt Relief Offer, Reviewed

                              ADM

                              A reader sent in a copy of a mailer they got from American Debt Mediators. They said ADM is allegedly charging the first three months in fees. If true it looks like American Debt Mediators is using an attempted catalog by mail loophole to avoid the Telemarketing Sales Rules. The letter appears to be an offer for debt settlement services ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.