10 Things to Do After You File Bankruptcy
Steve Rhode and Damon Day walk through 10 steps to take after you file bankruptcy, from shame and credit reports to budgeting and restarting retirement savings.
Debt Articles
Articles revolving around debt related issues. These are geared towards advice for consumers and general debt news.
The $8.75 Million University of Phoenix Settlement Isn’t Student Loan Forgiveness. Here’s Who Can Claim It, and Where Phoenix Borrowers Should Actually Look
The $8.75M University of Phoenix settlement pays up to $25 for website tracking, not student loans. Claim by Nov. 5, 2026; see where borrowers should look.
The FTC Is Sending Walmart Wire-Transfer Scam Refunds (October 2026): Is Yours Real?
Walmart FTC refund check in your mailbox? How to tell if it’s real, the 90-day clock, who to call, and what a real FTC refund never asks.
DHS Made the End of Automatic Work Permit Extensions Final. If Your Paycheck Depends on an EAD, Here Are the Money Calls to Make Before Your Card Expires
DHS finalized the end of automatic EAD extensions on Oct. 14, 2026. What the rule says, and the money calls to make before your work permit card expires.
My Money Advice for Strippers, Escorts and OnlyFans Creators
Dance in a club, escort or make money on OnlyFans? Here’s what I’d do with a night’s money, the tips deduction’s catches, and when to see a lawyer.
Heating Oil Is the Big Winter Price Jump, EIA Says. Before You Prepay Your Oil Dealer, Read the Contract
EIA says heating oil is the big winter increase. Before you prepay a dealer, here is what four states require and what to ask in writing.
Damon Day and I Talk Gig Work: The Math to Run Before You Download an App
Damon Day and I talk getting started with gig work. Here is the method, and the math to run first: miles, wear and taxes come out before any gross payout.
Why Another Loan Won’t Fix Your Credit Card Debt
Steve Rhode and Damon Day explain why another loan or a 401(k) withdrawal rarely fixes credit card debt, plus nursing home forms, hospital bills and scams.
Look Broke for a Year So You’re Not Broke for 10 Years
Steve Rhode and Damon Day explain why looking broke for a year beats staying broke for 10, and how appearances, credit scores and old debt drain retirement.
Budgets Suck. Watch What’s Left at the End of the Month
Steve Rhode and Damon Day explain why budgets fail, how debt relief payments squeeze people on Social Security, and why tires and repairs aren’t emergencies.
