I Refuse to Pay For Something I Can’t Afford. – Steven
“Dear Steve, I owe 25K, am working a low-paying temp job, I’m 27 years old, hopeless. I owe (or owed) a total of $25,000 (probably more now, due to escalating interest rates) between two credit card companies, Capital One and Chase. I absolutely do not have the funds to pay it off. I had to …